Life insurance and Migraine!

stephenni1971

lindos90 wrote: »

Oh God, Hayfever, I'd forgotten that one...another one for the list!

I get my loritadine or certirizine from Wilkos, if you time it right you can get BOGOF too, they are usually about 80p to a £1 a pack:money:

If you use a good IFA they will know what issues do not need to be disclosed - the following example is lifted from L & G app form

You do not need to tell us about:
appendicitis without complications; broken or dislocated arm, leg, wrist or finger but only
where a full recovery has been made; influenza from which you have recovered; miscarriage; pregnancy without complications; shingles;
tonsillitis; varicose veins without complications.

lindos90

stephenni1971 wrote: »

If you use a good IFA they will know what issues do not need to be disclosed - the following example is lifted from L & G app form

You do not need to tell us about:
appendicitis without complications; broken or dislocated arm, leg, wrist or finger but only
where a full recovery has been made; influenza from which you have recovered; miscarriage; pregnancy without complications; shingles;
tonsillitis; varicose veins without complications.

Thats interesting, where did you find that? (its L&G that we have applied to, (online) and I dont remember reading anything like that (although it was my OH who initially looked into it, so he my have seen it, but not told me!)

ACG

I used to work for another life office. If you answered yes to something but did it because you thought you should even thought you expected no come back on it they would be happy to review it.

They would usually ask for a Drs report and then ask you to put your version of events in writing.