Am I in the right place? Had my meltdown moment.

Svenena

You might be able to downgrade your mobile contract according to this article: http://www.moneysavingexpert.com/phones/cancel-mobile-contracts, although it depends on your provider. Most apparently let you move down to the next cheapest tariff once you're halfway through. You could use https://www.billmonitor.com to check whether that would be enough for your usage (and according to all the stuff in the media recently, most people have a more expensive contract than needed).

KiKi

Just to add I have BB (20MB) and Phone with Virgin - £20 all in! Then Freeview, which is PLENTY of channels to watch! They are having a laugh with you. Tell them you'll move to Sky unless they take you down to the lowest BB and phone tariff.

As you have iPhones, you don't need to call from your landline, except perhaps to any 0870 numbers - and even then there's a website to give you alternative landline versions.

KiKi

Flowerbomb_2

God, that was a nightmare! Had to speak to three obstructive people before I got things sorted. One girl told me I'd be charged #75 to buy out of our contract - that we signed in 2007...:mad:

Spoke to someone who had a clue and he's got us down to #32 per month for telephone, broadband and cable with vplus. Woohoooo!!!! :T

Flowerbomb_2

I've re-adjusted my SOA and already am #92 up each month! Yeeeyyyy!

clemmatis

Flowerbomb wrote: »

God, that was a nightmare! Had to speak to three obstructive people before I got things sorted. One girl told me I'd be charged #75 to buy out of our contract - that we signed in 2007...:mad:

Spoke to someone who had a clue and he's got us down to #32 per month for telephone, broadband and cable with vplus. Woohoooo!!!! :T

that's terrific; I'm so glad

Flowerbomb_2

Boy I am so glad I posted here today. I feel more in control already.

Flowerbomb_2

Also is it bad that I'm wishing the next 22 months of my life away to get rid of the personal loan? It's going to be such a relief not having that or the store cards and catalogues anymore.

I've been ebaying lately but had a good look at your ebay threads on here and stuff that I thought was for the bin appear to be good earners (broken ds etc)

barbarawright

No tv licence?

Flowerbomb_2

barbarawright wrote: »

No tv licence?

From post number five:

Flowerbomb wrote: »

I haven't put anything in for TV license as my mum pays it for me.

RAS

Hi

Clothes for the kids. You have to stop buying new stuff. Charity shops, ebay and try www.freegle.org.uk

Sell the younger ones old clothes on e-bay or at car boot sales, item by item not in bulk.

Go round the house and locate everything you no longer use and work out how to sell it.

That way you might well get that utility debt down.