We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
deleted thread
Kuztardd
Posts: 153 Forumite
deleted thread
--- Meh ---
0
Comments
-
You could ask the lender for a quote for a full structural survey but I expect it would be quite high.
I got quotes online and they ranged between £286 and £425 for a 3 bed detached (North West).
If you did arrange your own you would still have to pay for a standard valuation with the lender.
I would say it is worth getting quotes off both and seeing how much it comes to. It may be that paying seperately actually works out cheaper but at least then you'll know.0 -
Read the lease! But you are probobly equally responsible for repairs up and down
Has the conversion and reffurbishment both got all required Building Regulation certificates? That at least give some indication of quality, but only relating to the specific works done.
Access upstairs for the surveyor is certainly better if it can be arranged.
Often getting the Lender's surveyor to do the full survey at the same ime as the Valuation is cheaper (his travel time is already paid for and there is overlap on the wok), but shop around and chek.
Use a RICS surveyor.0 -
Glad you've managed to get it cheap.
Our bank wanted £340 for basic survey and to upgrade to a homebuyers was £570. We went with a product that had a free standard valuation for existing customers so in the end we have only paid £300 for a full structural and got the basic val free. As it would have cost us the difference of £230 to upgrade to homebuyers I think this was a bit of a bargain.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards