Thursday 14th April - What small DFW things will you do today?

josiebabie

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning all!
Wasn't sure if I was going to post today as didn't really have anything interesting to put but when I saw the thread wasn't started I had to...lol

Here is my list:-
- Checked banking, nothing scary!
- Write Mr T's list to feed family down next week
- Buy a few more easter eggs
- Sell a purge!
- Tumble ran over night last night on Eco7
- Will run washing over night tonight
- Try not to get screened out of surveys!
- Charge phone off work computor
- Put £30 fuel in and drive conservatively!!!

Have a wonderful sparkley day!
Jx

stitching_witch

Hi Jo, thanks for starting the thread. I think we're all a bit cautious of starting two so no-one wants to take the plunge!

The corsets were a huge success last night and loads of business cards were taken. I wonder how many will turn into actual orders


So far today:

• checked banking - surprisingly good
• checked for surveys - only £1.50 to go
• made lunch to take to work
• fed and watered the chickens

I will also:

• have free drinks at work
• do half hour walk at lunch time
• read for the other half an hour
• have all meals from stores
• have an NSD
• get into sewing room tonight instead of spend all evening on t'internet

Not a very inspired list today, but it all helps.

stitchy x

shezam

Morning all,

Think its going to be a better day here today, then again it doesn't matter because i'm stuck in the office!

Today:
Checked bank, not looking very good with another 2 weeks till payday
Lunch (leftover homemade curry mmmmmmmm)
Tea/water/coffee at work (maybe start drinking decaff as finding it hard to sleep at nights!
Charge phone at work laters
Get through pile on my desk
Check Groupon, freebies & maybe enter some competitions
MUST LIST EBAY STUFF TONIGHT (thats been 3 days now i've been talking about doing it)
Have a NSD
Smile loads.

Not very exciting today

Oh, maybe try and sort out my tax code also, i'm super confused over on "Cuttin Tax" board, all this talk of P60's, P45's, tax years, 647L, Month 1, argh! my head is fried!! Might just call up HMRC with my p45 and see what they say haha.

Have a great day all x

Pernicious

Morning all,

Gosh it's quiet here today! Where is everyone?

So today I have/will:-

• [STRIKE]Cycled to work [/STRIKE][STRIKE]& will cycle home again[/STRIKE]
• [STRIKE]Make use of free water/coffee/milk etc at work[/STRIKE]
• [STRIKE]Heating off [/STRIKE]
• [STRIKE]Staying in at lunch to avoid the shops![/STRIKE]
• [STRIKE]Check cashback[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Dinner from plan[/STRIKE]
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Log calories on free app[/STRIKE]
• [STRIKE]Log expenditure on free app - aiming for a NSD though[/STRIKE]
• [STRIKE]Washing on eco setting[/STRIKE]
• [STRIKE]Hang up to dry[/STRIKE]

Also got a load of housework to be getting on with tonight, so I will leave it at that.

Hope everyone has a great, MSE day x

IHaveNoMoney.com

Morning all quiet day for me was in a night shift last night and have another one tonight so off to bed for the day, best thing is it is a no spend day as i will be sleeping have a good day all night

Rock_Cakes

Morning all

Thanks for Josie for starting us off. I will join in with 'where is everybody?'. Very quiet today. Nice and sunny with me, struggled yet again to get up as my early night failed to happen . . . again!!!

Today I will:
Walk to work
Check bank balances
Check surveys
Homemade lunch
Try and pay in my HMRC cheque, which I told them I never received and have no found. :doh: Just hope it goes in OK.
Take my 5 pots back to lush for free face mask
Post final ebay parcel
Walk home
Pack bags for week and also gear for next weeks bike ride. Weather is looking iffy!
Early night

Have a great day
xx

Nottoobadyet

No kidding, Pernie. Where is everyone.

Great news on the corsets, stitchy.

I've had a few big spending days, but hopefully much of it I can claim back from work as they are necessary for my relocation. Over the last few days I've bought a motorcycle helmet, four summery tops, work trousers, paid for an eye exam and for my visa. Money leaving my pockets from all directions!

I need to get going, but today:

• I will walk to work
• lunch from home
• go to pick up my visa at lunch time
• try (again!) to change my address at the bank
• work out whats up with my pay packet this month and my expenses
• work out if I need to buy a laptop to bring with me for work - if so I'll get one on my corporate card
• try not to get too drunk / poor at my leaving drinks tonight!!

Have a good one, everybody!

determined_new_ms

:wave: Hello everyone. Sorry I haven't been starting the thread since the weekend, as have been a bit down. Pixie is on holiday with the girls so I should imagine she is tucked up in her bed!

Stitchy that's fantastic news re the corsets - am keeping everything crossed for you!

last night we went to see Source Code at the cinema - orange weds using the £10 I found, so tickets for 2, pop corn & a drink cost us £5.30 :dance:(£4 of which came out of our £2 savers )

today I really must get back on the wagon - where I have been down I've taken my eye off of the prize...

• NSD
• check banking & shift funds into savings
• dinner from batch cooked mince - shepperds pie
• go for a run/or go to the gym...
• text friend and get her to give me the dates she can't do the sun holiday
• book sun holiday
• check for surveys
• install power down plug in bedroom - no more conversations about oh leaving it on standby! :T

Have a good day y'all

Yargo1

morning all. just on my tea break...
checked online banking
charging ipod and phone via usb at work

have a great day all of you x

Debtfreein2011

Morning all,

Really need to get back into proper DFW ways and so I am starting on this thread today!
So far I have:

• Checked online banking (dreadful but at least not over overdraft limit)
• Walked to work from the station rather than catching the bus.

Later on I hope to:

• Buy cheap for lunch - have not managed to bring in but hope to get soup from tesco and mirowave at work.
• Complete RAC renewal with Tesco vouchers
• Put items on ebay (have been meaning to do this for AGES)

Payday tomorrow thank goodness!

Aria`s_Tail

Morning everyone, i`ve had a call cancelled so can sneak in a breakfast break!

Todays list:
Check for surveys.
LSD (need a couple of gardening bits, will go to local `cheapie` store though rather than expensive garden centre.
Try and drive carefully!
Meals from stores
On split shift so will try and have a nap this afternoon. (stops me going shopping!)
Walk pooches.

Have a good day everyone.