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Who is using my deposit money?

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Comments

  • MarkyMarkD
    MarkyMarkD Posts: 9,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The solicitors' accounts rules are very clear that money of this type must be held in a client account, and accrues interest which belongs to the client NOT the solicitor unless it falls below a de minimus level.

    BUT as the money is being held by your vendor's solicitors, you need to agree with the vendor who this interest accrues to - whether it's you or them, or whether you split it.

    None of the outcomes mean that the solicitor should keep the money.

    When we recently purchased a property, we demanded interest on the money our solicitor held for a month (again for reasons which we couldn't avoid), as he "forgot" to pay it to us without us asking.
  • THRIFTY_JO
    THRIFTY_JO Posts: 27 Forumite
    See pages 31-35 for if you are owed interest from your solicitors for interest when money was in their general or your individial client account

    http://www.lawsociety.org.uk//documents/downloads/Profethics_SAR.pdf

    Thrifty Jo
  • itgirlinuk
    itgirlinuk Posts: 465 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    My solicitor collected the deposit from me just couple of days before exchange. All they wanted was CHAPS transfer a day before we were due to exchange. So didnt lose any interest.
    The quickest way to double your money is to fold it in half and put it back in your pocket. :rolleyes:
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