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The Bad to Good Credit Ladder, next steps
Russe11
Posts: 1,198 Forumite
in Credit cards
So you start with Vanquis, maybe get Aqua also.
The next step is CapitalOne then Barclay card initial?
Do you keep the old cards as you move up or get rid of them asap?
Should you keep the highest limits or the lowest rates?
The next step is CapitalOne then Barclay card initial?
Do you keep the old cards as you move up or get rid of them asap?
Should you keep the highest limits or the lowest rates?
0
Comments
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So you start with Vanquis, maybe get Aqua also.
The next step is CapitalOne then Barclay card initial?
Do you keep the old cards as you move up or get rid of them asap?
Should you keep the highest limits or the lowest rates?
Start with Vanquis and forget about the rest of them, just get 12-18 months of paying on time and no missed payments with Vanquis, then move straight into a mainstream card.
So many people think just because they can not get a mainstream card that they have to apply for every sub-prime card thats out there thinking its going to improve their credit score which is not the case, one card will do as well as 3 cards.0 -
So just one form of credit is as good as many?0
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