More than one basic/cash account?

Wilseus

My apologies if this has been asked before, but are there any banks out there who will let you have more than one basic account? This is required for budgeting/"piggy-banking" purposes.

So far, Nationwide and Lloyds TSB do NOT allow this.

The only ones we cannot consider are RBS group.

Thanks in advance.

DermotFlanigan

Im with HSBC and have a current account and a green account which I use for budgeting and small term savings.

Wilseus

Yes, I see. The problem here is that this is for my wife who has a very poor credit history and therefore does not qualify for a normal bank account. If she had a current account such as yours then she would have no trouble adding an additional one. What she specifically needs is to be able to have multiple CASH accounts without one of them being a current account.
At the moment, she's having to go to a different bank for each one, which to me is ludicrous.

united66

Wilseus wrote: »

Yes, I see. The problem here is that this is for my wife who has a very poor credit history and therefore does not qualify for a normal bank account. If she had a current account such as yours then she would have no trouble adding an additional one. What she specifically needs is to be able to have multiple CASH accounts without one of them being a current account.
At the moment, she's having to go to a different bank for each one, which to me is ludicrous.

You can open multiple easycash accounts with Halifax once you have one open, no problem. I have 3 open with them.

jen245

Perhaps Barclays. I think you can have more than one of their basic accounts. I know that Natwest definitley do, which is unfortunate as they part of the RBS group

Silvafox

I think Yorkshire Bank probably do and they have a basic bank account.