Swift Loans Finance?

bubby08
bubby08 Posts: 149 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
Hello,

Has any one heard of these?

They have recently called me and offered me a loan for which I was approved for,

However I am slightly concerned as I have not heard of them before and I am having difficulty finding them anywhere!!

Apparently this is their address

Swift loans finance
First point tower
Buckingham Gate
Gatwick
Rh6 0nt
«1

Comments

  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 11 April 2011 at 9:54AM
    Have you recently applied for a loan somewhere else ? Do they want to charge you a fee for finding you this loan ?

    is it these guys ? http://www.swiftfinanceloans.co.uk/
    Space available for rent
  • bubby08
    bubby08 Posts: 149 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hello,

    Yes I did I applied for a zoopa loan, they said they would charge me £80
    Arrangement fee.

    But I don't think it is the company you mentioned,

    The address is completely different and this company are called

    Swift loans finance
    First point tower
    Buckingham Gate
    Gatwick
    Rh6 0nt
  • bubby08
    bubby08 Posts: 149 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Goolged the number and it comes up with this,

    swiftloansfinance.co.uk
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    bubby08 wrote: »
    Hello,

    Yes I did I applied for a zoopa loan, they said they would charge me £80
    Arrangement fee.

    But I don't think it is the company you mentioned,

    The address is completely different and this company are called

    Swift loans finance
    First point tower
    Buckingham Gate
    Gatwick
    Rh6 0nt

    Mate wake up.
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It's a scam - walk away quickly.
    Space available for rent
  • fozmcfc
    fozmcfc Posts: 3,098 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Just look at that appalling website and £80, bloody hell you are going to be ripped off even more than most people who fall for these type of brokers.

    http://www.swiftloansfinance.co.uk/default.html

    Assumably you have bad credit, so all they will do is pass your details to various other similar companies or payday loan companies and you'll start to be plauged by called numerous times a day offerring you allsorts for allsorts of fees.

    If they do find you a loan it will be nothing like what you are/have been told. I.E. £5000 at 10% APR, turns out to be £2000 at 79% APR or worse.

    Steer clear!!
  • Apples2
    Apples2 Posts: 6,442 Forumite
    Please reassure us Bubby08, tell us you haven't already given them your bank account details.

    If you have, keep a good look out on your bank statement. £80 is already on it's way out.
  • bubby08
    bubby08 Posts: 149 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Ah right ok,

    I wanted a loan so Instead for just accepting what my bank were offering I'd thought I'd shop around for a better rate.

    Applied for Zopa but didn’t get accepted? then Zopa forwarded me to this another company who then said they would pass on my details and Since then I have received contact from this company..

    I don’t know whether they can obtain my banking details from my original zopa application.

    The ask to me send a cheque of £80 and forms of I.D. To secure the loan which was at 6.5% apr.

    Could you guys who seem to be very well informed what steps I should take to protect my identity.
  • bubby08
    bubby08 Posts: 149 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I asked for some more information on the company and I have just received this


    From: Leah <assistloans@hotmail.co.uk

    11th Apr 2011

    Dear Dele,

    Thats no problem at all. We are a new branch of swift loans finance. Our original offices are in marble arch. We are still working on our website, therefore it doesnt have our new address or contact number. The website for our london branch is swiftloansfinance.co.uk. I hope this is of some help.
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It's not your identity that need protecting it's your £80.00 - Don't do it
    Space available for rent
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.6K Banking & Borrowing
  • 252.5K Reduce Debt & Boost Income
  • 452.9K Spending & Discounts
  • 242.5K Work, Benefits & Business
  • 619.2K Mortgages, Homes & Bills
  • 176.3K Life & Family
  • 255.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.