Monday 11th April - What small DFW things will you do today?

josiebabie

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning all!

Couldn't quite believe no one had started the thread yet?! Mum should be up at least??? :eek: Didn't post very much over the weekend as had so much to do in the garden wasn't really worth writing a list both days!

Todays list:-
- Checked banking
- Submit purge sales and work out take-home pay using free app
- Snacks from stores/colleagues birthday cakes :rotfl:
- Do some surveys
- 1 x HC to run over night tonight
- Wii fit tonight
- Charge phone on work PC
- Catch up with friend back from Thailand in person, not via text!
- Do freezer audit
- Meal plan
- Check CC balances
- Research free/cheap things to do with family next week :T

Have a wonderful sparkley day everyone!
Jx

stitching_witch

Hi Jo, you just pipped me to the post! Hope everyone is well this fine Monday morning.

So far this morning:

• checked banking
• checked for surveys
• made lunch to take to work
• fed and watered the chickens
• boxed up eggs to sell

I will also:

• ride motorbike to work instead of taking the car
• charge mobile at work
• free drinks at work
• do 30 minute walk at lunchtime - week 2 of training for the Race for Life
• dinner from stores
• get into sewing room tonight
• have an NSD
• try to sparkle

Didn't end up having an NSD yesterday as I decided to blow the budget (and diet) and have an Indian take-away. We only have one about twice a year so not too much of a problem!

It's an admin/reception day for me today. Let's see if I can do more than 35 minutes before bursting into tears this week!

stitchy x

Candy0107

Morning all,

Happy Mondayness to you all!

Thanks for starting us off today Josie

Stitchy – hope you have an ‘ok’ day today


Went away for the weekend with a bunch of people I used to work with for a Hen party, although I didn't spend too much, I feel really deflated this morning.....hubby and I have been married 10 years this year, and although I am really happy in my marriage, I can't help thinking how differently we were when we got married.....we went to Dublin for 4 days, they are off to Egypt, she had a hen weekend, I went to the Harvester with my mum and brother.....they have their own homes, I still live with Hubby and Mum..........so, generally feeling a bit flat today



Today I have/will
• Will try for a LSD – I have £15 in my purse to last til payday and I need to buy something for lunch (might use Boots points)
• Look for MS jobs
• Checked my online banking – moved odd pennies to my ISA (saving for a car)
• Breakfast and dinner from store-cupboard
• Used railpass to get to work
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Have a chilled night in (with an early night) as I am really tired!


Take care everyone
Candy xxx

shezam

Morning all,

What a gorgeous weekend! With the lovely sunshine I spent alot more than aticipated but I feel back on track today!

Today I have:

Brought lunch from home
Checked banking
Transfered money to cover direct debits etc

Today I will:

Have walk at lunchtime
Charge mobile from work
Free drinks at work
Dinner from last nights leftovers
Go to step class
Take photo's and sell items on ebay
Check Groupon for Scotlands cities and Manchester
Have a LSD

Have a good day everyone! x

catmiaow

Hello all,

I have:

Checked job sites
Replied to emails
Done comps
Used free texts

I will:

Check bank
Start work out again
Quick shower
Get some bits from the shops
Check washing hanging to dry
Do some tidying downstairs
Use free mins

Hope everyone has a good day!

starnac

morning all. it's my birthday today and i have to go to work for the first time ever!! my birthday was always in the easter holidays at school and i always book my birthday off but i had last week off to go on holiday so have to work today

my list for today (not much)

check banking
go to bank
put camera in for developing (we gave DD a disposable camera to take on holiday)
try to rearrange hosp appt
meet friend for coffee and catch up on goss
go to work
LSD due to coffee (well hot choc as i don't drink coffee)

that's about all today really

happy monday everyone

catmiaow

Candy0107 wrote: »

Morning all,

Happy Mondayness to you all!

Thanks for starting us off today Josie

Stitchy – hope you have an ‘ok’ day today


Went away for the weekend with a bunch of people I used to work with for a Hen party, although I didn't spend too much, I feel really deflated this morning.....hubby and I have been married 10 years this year, and although I am really happy in my marriage, I can't help thinking how differently we were when we got married.....we went to Dublin for 4 days, they are off to Egypt, she had a hen weekend, I went to the Harvester with my mum and brother.....they have their own homes, I still live with Hubby and Mum..........so, generally feeling a bit flat today



Today I have/will
• Will try for a LSD – I have £15 in my purse to last til payday and I need to buy something for lunch (might use Boots points)
• Look for MS jobs
• Checked my online banking – moved odd pennies to my ISA (saving for a car)
• Breakfast and dinner from store-cupboard
• Used railpass to get to work
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Have a chilled night in (with an early night) as I am really tired!


Take care everyone
Candy xxx

I know how you feel, I always think I wish I had this career and I really want to move but these things will happen in time. Chin up x

Nottoobadyet

Be strong, stitchy!

Thanks for starting us off, jo.

Today Im back at work and really have to get my skates on sorting things as I only have about 8 days until I fly away!

• call to cancel economist (done!)
• call amex to set up DD
• try to cancel home ins (need OH on the phone, doh!)
• walk to work
• check banking and update budget
• pop to bank to set up DD to OH (Im giving him my half of the rent for the first two months after I leave. Im such a good ex:(:()
• try to get tax advice and if it doesnt happen just bite it and get tax form sent
• pop into motorcycle store as I need to see if I can get an affordable helmet before I go
• email former landlady (done!)
• free cuppas etc at office
• maybe gym after work

Have a good day, all!

Pernicious

Morning all,

Josie - Thanks for starting us off.
Stitchy - Hope today isn't too painful for you!
Candy - You'll get there don't worry, just keep at it! Anyway you never know they may not be as happy as they make out, they could be paying for it all on credit & when they start struggling to pay it all back they could lose it all.
Starnac - Happy Birthday! Hope you have a lovely day & your colleagues are extra nice to you

Hmm, odd not to see Pixie or DNMS by now...hope they're ok!

Today I have/will:-

• [STRIKE]Heating off[/STRIKE]
• [STRIKE]Brought leftovers for lunch[/STRIKE]
• [STRIKE]Make use of free coffee/water/milk etc[/STRIKE]
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Log expenditure on free app[/STRIKE] - but aiming for a NSD - LSD instead...
• [STRIKE]Log calories on free app[/STRIKE]
• [STRIKE]Tkd tonight - works out cheaper the more I go[/STRIKE]
• [STRIKE]Washing on super quick 15mins cycle[/STRIKE]
• [STRIKE]Hang up to dry[/STRIKE]

Hope everyone has a great, moneysaving day x

WelshWoofer

Morning all!
Had another poor night's sleep and so am very tired and a bit grumpy.
But I have things to do and so can't dwell - best to get on with things....

• Check banks
• Stick to diet - yesterday was much better but still trying to get back on track after the weekend's excesses
• Go to library and take old books back and pick new ones
• Walk dog lots
• Maybe do new exercise DVD if it arrives
• Do at least one load of marking - just one week of holiday left and lots to do
• Make all food from stores
• Stay in tonight and try to get some sleep
• Clean bathrooms
• Do one load of washing and dry naturally

That's all for now - hope everyone has a good day. xx

complimentschemistry

Morning everyone.... Monday Hugs to all that need them and well done to those that have had DFW weekends!

I'm pleased to say my car passed its MOT with no problems, which I'm very surprised about lol. But now I can put away a bit more money for moving out which is great. Speaking of moving out, the date is coming a bit further forward so I'm happy!

Things for the day:-

• Check online banking
• Re-work budget for millionth time!
• LSD - Need some cleansing wipes for my face as the ones I've got make my face come up all blotchy
• Put my head down and work today and ignore my boss at all costs (sounds bad but had a run in with him last week as he swore at me under his breath and I had a go back, so going to do my own thing this week)
• Check emails x all 3 accounts
• Try to sparkle!
• Drink copious amounts of Pepsi Max (was on offer!) in hopes it will give me energy
• Did free exercise this morning walking dog

Hope you all have great days xx