Need help after burying head in sand

fiveyearplan

The OR will just want to know how you got into the situation you're in. If you fill in the form with enough information it may be that you won't need an interview (it does happen).

fergusor

fiveyearplan wrote: »

The OR will just want to know how you got into the situation you're in. If you fill in the form with enough information it may be that you won't need an interview (it does happen).

But I thought I'd have to have an interview to determine how much I'd be paying for the next 3 years... is that not sorted out by the OR?

I've not looked at the forms yet, is my monthly expenditure on them and does the OR then try to make it lower or anything? I've got an SOA from the cccs, will they argue with what's on there and try and lower it?

fergusor

Can someone let me know how it goes with the OR with respect to living expenses? Are the quite strict with it and will I have to be justifying absolutely everything? I commute about 75 miles a day so use a lot of fuel, would that be a problem? And what are they like with food allowances etc?

Thanks,
Richard.

tigerfeet2006

They have guidelines they have to follow on expenditure BUT that is flexible with things like your petrol. Start keeping your reciepts just so you have proof if asked.

If you put your SoA up on here we can look at it and show you how a OR may look at it.

This is the template we use http://www.makesenseofcards.com/soacalc.html

fergusor

Ok thanks, I'll do this in the next couple of days so you guys can give me some advice on it.