Whats the swiftest method

orlwaysbroke

What is the swiftest method of transferring money to a credit card.

I will have a sum of money available on Tuesday in my bank account that I want to spend on Thursday on my credit card (don't ask - its complicated!).

Is the quickest via phone call using debit card, or over the counter cash paid in using paying in slip.

Or is there a better , swifter way.

Any help gratefully received.

Moggles_2

If your card provider accepts telephone payments by debit card, that's the quickest payment method.

CLAPTON

this makes no sense....today is tuesday and anyway a credit card gives you a couple of weeks to pay it.....theres no need for the money to be there.

YorkshireBoy

CLAPTON wrote:

this makes no sense....today is tuesday and anyway a credit card gives you a couple of weeks to pay it.....theres no need for the money to be there.

Maybe there's an existing balance that needs to be cleared first, so as to free up some available credit?

Or maybe the OP needs to create a +ve balance because the intended purchase value is larger than their credit limit?

CLAPTON

but is still tuesday ...oh no its wednesday

vwman_3

CLAPTON wrote:

but is still tuesday ...oh no its wednesday

sure is, and will be til tomorrow;)

orlwaysbroke

Clapton - Thanks for the thoroughly pointless waste of space - dull comments always make me feel better, because it's clear that no matter how bad a day I've had, there clearly are some worse off. Maybe idiots should be rationed in order to save server space.


Moggles and Yorkshireboy - thanks for your comments, and yes the +ve balance effect is what I'm after. I'll be on the phone Tuesday (next Tuesday Clapton (doh)) to sort it.

Milarky

YorkshireBoy wrote:

Maybe there's an existing balance that needs to be cleared first, so as to free up some available credit?

Or maybe the OP needs to create a +ve balance because the intended purchase value is larger than their credit limit?

Provided that the card is not then taken straight back into the 'red' (and hence the advantage of the normal period on interest free purchases) it shouldn't matter how soon after the repayment the card is used again. But if it were just to clear a balance (with an uncleared balance on a previous statement also) and there was interest being charged at the time of repayment then 'some' cards (I stess) can't be safely used until after the statement after next (examples: RBS, HSBC, Halifax.... it's becoming quite common actually)