OH won't get his credit report!

hcb42

He might not think it is necessary. I am on my sixth house, and perhaps 8th mortgage, and never ever got a copy of mine until recently!

Thrugelmir

hcb42 wrote: »

He might not think it is necessary. I am on my sixth house, and perhaps 8th mortgage, and never ever got a copy of mine until recently!

I never ever requested or seen mine either.

betmunch

Thrugelmir wrote: »

Perhaps wants a smaller mortgage. There's more to life than borrowing the maximum amount of money you can.

Its not smaller if its in one name only though.

Its only smaller if you choose to borrow less. Choosing to borrow less can be done in both names too.

Thrugelmir

betmunch wrote: »

Its not smaller if its in one name only though.

Its only smaller if you choose to borrow less. Choosing to borrow less can be done in both names too.

My comment was in response to

And yes, he doesn't want us to overstretch and is worried that later on when we decide to have kids that we might lose my income and be scrimping etc.

Seems sensible forward planning.

Experian_company_representative

I would personally insist on sitting down and going through both credit reports. It's good to talk about money and essential if you're going to be linking up your credit histories.

We have a free guide on couples and credit reports, just google 'living together experian' if you want to have a look.

James Jones

poppy10_2

betmunch wrote: »

If hes private about his finances and in control then I sugest you take his word that is is OK.

Maybe I'm cynical, but I'd think the opposite. Surely you have to assume that he is worried that the credit report might show up something that he hasn't disclosed to his other half - why get so defensive if he has nothing to hide. If they are getting a mortgage together, he should be open and up-front about his finances.

hcb42

well there is only one way to find out Or perhap 2

diable

DanielleR wrote: »

Hiya,

Thanks for all the replies.

Yes, I do think the reason he got a little annoyed was because I have a tendency to come over a bit "naggy".



Thanks guys!

A woman who admits it ;o)))))))

betmunch

poppy10 wrote: »

Maybe I'm cynical, but I'd think the opposite. Surely you have to assume that he is worried that the credit report might show up something that he hasn't disclosed to his other half - why get so defensive if he has nothing to hide. If they are getting a mortgage together, he should be open and up-front about his finances.

But hes the one who is driving the idea of buying the house.

I suspect he knows he has paid everything on time so wont need to check.

Having said that, I wont exactly fall off my chair if your right!!!

Its one of those ones without knowing the person you cant be sure.

Brallaqueen

I know that the OP didn't come on here looking for relationship advice, and I have no prolems with someone being private about thier affairs. The worry for me is the 'really, really flipped out' bit which, assuming the OP was not exaggerating for effect, is a pretty odd response even if his parents are embroiled in some sort of divorce nightmare.

OP if you trust that he is good with money and not the type to hide any problems then go with it. Seems like he sets a lot of store by being the provider and feels attacked when you "question his ability to" in his mind?