External damage to house outside 10 year guarantee

Liam468 · 7 April 2011 at 6:15PM

I bought a house 6 years ago that was built in 2000. Recently there has been an issue with the external wall of the gable end. The frost has got in behind the pebbledash on one side of the house and broken away revealing a very thin scratch coat and a large part of the pebbledash broken away. We are not covered on home insurance as it's frost damage and the property is beyond it's 10 year guarantee. wHere do I stand legally on this as such damage should not occur on relatively new property. It's a persimmon property. What should I do as the cost to re-plaster is over £2000. Any ideas.

ILW · 7 April 2011 at 6:22PM

You will have to pay if you want it repaired.

ironlady2022 · 7 April 2011 at 6:39PM

Agree with above, if your insurance does not cover and it's outside the 10 year guarantte, nothing you can do.

jonesMUFCforever · 7 April 2011 at 6:41PM

I have to agree with ILW .
It's the price you pay when you buy rather than renting - the up side is you get to keep any profit when you sell.

dresdendave · 7 April 2011 at 8:22PM

I agree with all the comments in the previous replies but surely I'm not the only one wondering...what part "credit card" forum didn't you understand?