"Spurious Internet Advice"

Quote

I'm not sure if this thread should be on this forum - by all means move it if necessary.

I read a lot of threads here and I understand than a lot of insurance is about interpretation and negotiation, but the rest of it is black and white. So I am puzzled why people continue to post answers to questions, when clearly they don't know what they're talking about.

Does anyone know if there are any legal implications?

mikey72

You'll be fine, carry on as you are.
Most people know you have a certain bias by now, and I'm sure they judge advice accordingly.

no-oneknowsme

Quote wrote: »

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Does anyone know if there are any legal implications?

Legal implications about taking advice from a random person on a website? Someone who "claims" to be something they *may* not even be?

Thats just too funny :rotfl::rotfl::rotfl::rotfl:

Quentin

No legal worries for you, and as far as moral worries go, (about misleading folk into taking bad action), someone will usually clearly correct you whenever your bad advice is dangerous to follow.

no-oneknowsme

Quentin wrote: »

No legal worries for you, and as far as moral worries go, (about misleading folk into taking bad action), someone will usually clearly correct you whenever your bad advice is dangerous to follow.

I think Quote is implying that OTHER people give out duff advice....not HIM! :rotfl:

lisyloo

I don't think there are any legal implications unless it falls into slander/libel/defamation/incitement to racial hatred etc. which is not what we are talking about here.

It's good to toss around ideas sometimes, I often do it with savings/investments as I like to challenge my views.
But ultimately I understand that whatever I do is my decision.

dunstonh

We have had a couple of trolls in the pension section over the last week who have been telling people all sorts of rubbish. One even told someone not to join the NHS pension scheme and then went on to attack those who pointed out the stupidity of that statement.

I am sure some just want to take the opposite view to cause trouble.

Bunter_2

Quote wrote: »

I'm not sure if this thread should be on this forum - by all means move it if necessary.

I read a lot of threads here and I understand than a lot of insurance is about interpretation and negotiation, but the rest of it is black and white. So I am puzzled why people continue to post answers to questions, when clearly they don't know what they're talking about.

Does anyone know if there are any legal implications?

If there are implications then I am not aware of them and if the answer is "black and white", then I may by definition be one of "those people who dont know what they are talking about".

However, the law is allegedly based on "common sense" and I would venture to guess that you would have the same recourse to law as you would if you were given bad advice by the barmaid at the Fox and Hounds.

Many posters on the insurance forum ask not necessarily for advice but for information on the "experiences" of ordinary people who have had the same problems as themselves and have gone through the process of dealing with them. Very often the experiences that are related do not always tally with the supposed "black and white" "facts" that a strict interpretation of the rules and regulations would seem to imply.

I suppose most people are just trying to help but there are some posters who appear unable to offer any advice without adding a huge dose of pompous,self-serving, moral judgements. These people tend to dominate certain MSE forums.

These are the forums the trolls target. They throw in a firework and then stand back and laugh themselves silly as the failed vicars and high priestesses take the bait and go ballistic. It is like throwing two fighting cocks into the ring. Should not be allowed really.:)

lisyloo

Very often the experiences that are related do not always tally with the supposed "black and white" "facts"

I think you are bang on here.

For example I'm convinced that some insurers don't send out renewal notices (for cynical reasons) when the law says they should.
They can always fall back on the "lost in the post" excuse.

vaio

Don’t want to start a fight but which “law” says insurance companies need to send out renewal notices?

kingstreet

lisyloo wrote: »

I think you are bang on here.

For example I'm convinced that some insurers don't send out renewal notices (for cynical reasons) when the law says they should.
They can always fall back on the "lost in the post" excuse.

Printers chew documents, stuff doesn't get posted. I'm sure you're right, although I'm perhaps a little less concerned as I've always received my renewal documentation and I don't see a deliberate plan.

If it was one insurer we heard about every day, then I'd be worried.