Wow £50 a week worse off from today

Savvybunny2009

I think alot of people will be quite hard hit by the changes, and although I agree that £200 a month may seem like a big dip but it is managable to cut costs elsewhere to make up for this, and unfortunately many of us will have to. I think you are only looking atthe money side of things, yes you may only be £10 worse off if one of you quits work but then you also will have a break in your employment meaning it will be much much harder to gt a job if you so need to in future. You may also not qualify for certain benefits as you voluntarily left work. The other side of things is that looking after the children will still be a full time job if you want them to follow the same learning steps as a childminder or nursery would have to follow, it woudn't be a case of letting them get on with it. I also feel that work is important for many reasons not just money, self worth, space away from the home environment, socialising and stimulating and challenging your brain (not suggesting you can't get this elsewhere of course!)

There are so many families who will be wishing they had the luxury to be able to chose to work or not, there will be people hit much much worse than you or those that are deperate to be working but can't find work or cannot afford to.I was quite surprised that a family earnig as much as you do get as many benefits as they do tbh.

shaftola

Think we're just going to stick with it for four years or so until both children are in school and we don't need any tax credits,
£50 a week is a lot of money to anyone?
I even fitted a wood burning stove in our house with my mate before Christmas to save money because we where expecting this type of cut to our income,
We'll manage,
Gonna have to get the eBay bug again and have a good clear out.

annie2011

dtaylor21184 wrote: »

I think they should reduce the cost of living and definitely the cost of childcare it's ridiculous and is the main reason people choose not to work which is ridiculous surely if childcare was funded more there would be more people able to go back to work

I agreed, the cost of childcare is just madness - I am due to go back to work but as we have 2 children -so will need one fulltime creche and 1 pt after nursery - grand totaly of £12,000 per year. I earn £12,500 Nett - don't get anything worth taking about towards creche fees as honest and have always declared that I have a partner who earns around 15,500 Nett - so baically one salary wipped out by chilcare - motivation to work??
I have always worked so not shy about doing a hard days work but really I am expected to work for a whopping 500 per year - think not!!!

dtaylor21184

I agree we have lost £240 a month but we will just have to get on with it as giving up work isn't really an option.

Half of me would love to give up work completely and look after the kids and the other half enjoys the adult conversation etc I get through working as all my other time is with the kids. I am lucky in that I work part time so get to work and bring up the kids but financially I would be in the same position if I worked full time as childcare costs would increase so really me working part time is the logical thing other than giving up completely. I have never worked out how much of my wage I actually take away as i'm scared to see just how little I make by working due to childcare costs.

I seriously don't think they should have reduced childcare support by 10% if anything they should have increased it by 10%

Maybe if they stopped giving money away to random countries and put their efforts into their own country we wouldn't be in this mess

shaftola

Young couples are going stop starting familys if they know whats gonna hit them when they go and put there children in nursery,
People are going to leave there jobs because it won't be worth working, and young couples who are unemployed with children are not going to want to go to work for an extra tenner a week after childcares been paid,
It's gonna get worse!

kelloggs36

I am staggered at the cost of childcare - my children are 13 and 8 now, and don't need full-time childcare, but when they did I sent my eldest to a childminder who charged about £300 per month, which was affordable. There weren't any tax credits for childcare then - they came in after, when my eldest went to school. Even with our joint incomes being less than £30k per year, we still didn't qualify for any childcare costs for the before and after school bit, so I don't understand how people on that money get it?

liam8282

kelloggs36 wrote: »

I am staggered at the cost of childcare - my children are 13 and 8 now, and don't need full-time childcare, but when they did I sent my eldest to a childminder who charged about £300 per month, which was affordable. There weren't any tax credits for childcare then - they came in after, when my eldest went to school. Even with our joint incomes being less than £30k per year, we still didn't qualify for any childcare costs for the before and after school bit, so I don't understand how people on that money get it?

I am pretty sure you will have been entitled to the childcare element or a fraction of it, at least for the 8 year old anyway, providing you met the following:

You BOTH worked at least 16 hours per week.

The childcare was paid to a "proper" registered child minder, nursery or whatever.

Furthermore, you will still be entitled to claim if you have to pay for any childcare for school holidays clubs or any childcare schemes like that.

catfish50

shaftola wrote: »

Young couples are going stop starting familys if they know whats gonna hit them when they go and put there children in nursery,

People certainly ought not to start a family without considering whether they can afford it.

The world is overpopulated anyway, so it could be that fewer children would not necessarily be a catastrophe.

dtaylor21184

The problem is their is no motivation for low income families to work its a sad state when your better off at home than working how is that even logical.

Benefits used to be something that helped people who had fallen on hard times now it's a life style decision people choosing to be on then rather than working.

kelloggs36

liam8282 wrote: »

I am pretty sure you will have been entitled to the childcare element or a fraction of it, at least for the 8 year old anyway, providing you met the following:

You BOTH worked at least 16 hours per week.

The childcare was paid to a "proper" registered child minder, nursery or whatever.

Furthermore, you will still be entitled to claim if you have to pay for any childcare for school holidays clubs or any childcare schemes like that.

No, we deifinately got a nil assessment for any childcare element, or working element. We only ever got the child tax credits.