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New for old question

Hi Im with Halifax and I had a quick question I have an old mac G5 power mac. Bought originally for £1500 now its been damaged and doesnt work im thinking of claiming on the insurance.

Will they give me a new mac pro because theres no way they can get them again or will they give me what its worth now which is next to nothing?

Comments

  • cte1111
    cte1111 Posts: 7,390 Forumite
    Part of the Furniture Combo Breaker
    It depends on your policy. Mine has new for old cover, but still had a fight with Norwich Union a few years ago (Aviva) as they sent me a sub-standard laptop as a replacement when my old one was stolen. Eventually got the full original purchase price refunded but was hard work.
  • pioneer22
    pioneer22 Posts: 523 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thing is apple dont sell older macs they just keep the new ones.
  • pioneer22
    pioneer22 Posts: 523 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Halifax wouldnt replace the old computer with a top of the line one tho would they thats just madness on their part?
  • societys_child
    societys_child Posts: 7,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If they do, I'm swapping to Halifax . .
  • geri1965_2
    geri1965_2 Posts: 8,736 Forumite
    If you have new for old, they should replace it with the nearest equivalent model.
  • bouncydog1
    bouncydog1 Posts: 2,696 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What was the cause of the damage?
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bouncyd!!! wrote: »
    What was the cause of the damage?

    Coffee or stairs
  • pioneer22
    pioneer22 Posts: 523 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Just broke my LCD stand and tried to save it falling off and knocked over my pint of water on it :(

    Apparently they will replace it for the nearest model new as well not 2nd hand so fingers crossed
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As Geri mentioned they will replace it with an equivalent new model, however as technology increases in power the chances are they could replace a top of the range apple from say 2 years ago with a mid to bottom range current apple and it be equivalent
  • pioneer22
    pioneer22 Posts: 523 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thats very true thing is a lot of suppliers dont keep the older models well will see!
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