Wednesday 6th April - What small DFW things will you be doing today?!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning :wave: hopefully we haven't got double bubble going on again :rotfl: think I'm early enough to be ahead to Pixie!

Perni I saw your post - erm I can no longer afford another car as I have spent all my cash on this one. My mechanic says its a good engine :question: he changed the battery I think its an electrical issue... We'll see, I might trade it in but then on the other hand I'm done so much to it!

Today:

• breakfast & lunch from stores
• checked banking & shifted some funds - really am tight now for the rest of the month...
• checked savings - only got £10.66 in interest in my isa!
• pay in £2s & pennies to savings account at lunchtime
• go for a walk at lunch
• go for a run after work & use hula hoop
• purchase power down plug - as its on the news letter
• read news letter
• contact friend about meeting up tonight - send text as its free
• quick shower

Ok that'll do me - happy Wednesday eveyrone x

josiebabie

Morning all!
I was into work early today and thus have done all my pre-work prep and am ready to roll. Highs of 19 degrees C here today, which I was out there with DM instead of stuck in here
Ah well, onwards and upwards! I am feeling rough today with a sore throat and cough...

Here is my list:-
- Checked banking
- Surveys
- Left over chili for lunch / snacks from stores
- Check for BC statement in?
- Update spreadsheet
- Lift another strip or two of turf when I get home
- Netball tonight, prepaid, will take own water and friend will drive
- Rode DB3's motorbike into work as DD has grandma day
- Hopefully NSD
- Sparkle!

Jx

NAEFAGS

Good morning

thanks for starting the post dnms

todo i will

hang washing up raining here
check bank !!
surveys not done in ages
hand in overtime sheets
hoover
send letter asking for my money back
meals from stores
go to work cheeky wee shift
and smile

xxx

shezam

Morning all

Today:

Made sandwhiches for lunch
walk 25 mins on lunch break
check Groupon for all Scottish Cities and Manchester as planning a trip there in June
Check freebies board
Read newsletter
Pay council tax
Go bowling after work
and I still need to hoover the car.

Have a great day everyone.

xxx

Pernicious

Morning all,

DNMS - Thanks for starting us off. That's a shame about your car, trouble is when the electrics go on modern cars (I'm assuming since the engine is still good it's modernish at least!) then everything else plays up. Hope you manage to sort it out once & for all this time!
Josie - Hope you feel better soon!

Today I have/will:-

• [STRIKE]Food from stores [/STRIKE]
• [STRIKE]Heating off as long as possible [/STRIKE]
• [STRIKE]Make use of free coffee/water/milk at work [/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Log calories on free app[/STRIKE]
• [STRIKE]Log expenditure on free app[/STRIKE] - aiming for a NSD though - Failed on the NSD...:o
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Check cashback site[/STRIKE] - waiting for 1 to be payable but it just doesn't seem to want to happen
• [STRIKE]Tkd tonight[/STRIKE]
• [STRIKE]Read Martin's email[/STRIKE]
• [STRIKE]I put my receipt details into that Tesco price checker thingy last night, so will check email today to see if I'm in luck![/STRIKE] - No vouchers for me again
• [STRIKE]Washing on eco setting[/STRIKE]
• [STRIKE]Hang up to dry[/STRIKE]

Hope everyone has a great, moneysaving day x

WelshWoofer

Morning all!
After a night of rain the sun is coming out here :j The front garden really needs a sort out so after lunch if the weather holds and the grass has dried off a bit I'm going to tackle it - right, I've said it so have to do it now!


Other things for today...

• Sort the front garden (maybe back garden too but we'll see how my bad back goes) done
• Checked banks - all as expecteddone
• Hoover downstairs done
• Walked dog once - need to do at least 2 more through the day done 1 more
• Read Martin's email done
• Got an 18p voucher back from Tesco price checker!
• Stick to diet - lost another 2 lbs at SW WI last night:T done so far
• Maybe do a little bit of marking (didn't bother yesterday)
• Start working out next months budget
• Make appointment with hairdresser for May done
• Read library book tonight

That's all for now - have a good day!

Rock_Cakes

Morning all

Thanks to DNMS for starting us off.

Got some rubbish news yesterday, I didn't get the place on the uni course. Made me a bit blue in the afternoon/evening. But I am trying to be positive. Me being at uni would have put a massive burden on DH as he would have been the sole earner and this way I can start looking for a job near him. This would really help our DFW adventure and would mean that we might live together again!

So today I will:

• [STRIKE]Walk to work[/STRIKE]
• Check bank balances
• Check surveys
• Homemade lunch
• Walk home
• Yoga practice
• Homemade dinner
• Subscribe to job sites
• Update CV

And just remembered that its hump day, woo hoo. :j

Have a great day everyone
xx

catmiaow

Hey all,

My list:

Helped OH cut his hair
Done some comps
Emailed people back
Checked job sites

I will:

Have a shower
Clean the bathroom
See my nan and mum
Check bank
Check FB
Start essay this evening - I must do this!

Hope everyone has a good day!

Cleosmum

I am busy having a blue fit over reductions in my tax credits! Holy crap we have lost £55 a WEEK so much for avg family being down £200 ish a year! Thats my food per week, I dont know what to do! Helpline no help as their systems are still on down time. Using the calculator on their website we should be down £40 a week which is still not manageable Their helpline wasnt too much help, I said why didnt anyone write with figures and he said they didnt need to and it would be in my renewal stuff that arrives by june :eek: If I could afford a belt I would take it in a few notches lol.

Ok, today I have:

• Breakfast from stores
• Kids to school with packed lunches
• Walked to school
• Checked banking
• Rung TC helpline
• Eon bill in, stupid money, glad heating is now off!

And still need to:

• Lunch and my dinner from stores - mushy pea curry for lunch from last nights dinner mmmmm
• Hokey cokey on 30 quick wash and put on airer
• Day off so catch up on housework
• Finish tomorrows online shop and dig out £10 off code
• Continue hunt round for cheap car insurance
• Pigsback
• Find 1 thing to list on Amazon
• Redo budget again!
• Take kids to softplay after school as promised and will take advantage of their offer dinner for 50p each.
• Job hunt

ziggy2407

ziggy2407 wrote: »

Good Morning All

Stitchy, hope you're day gets better, just keep looking forward to tomorrow - Grandma day

Hope everyone has a great day, mine couldve started better - didnt get up till 7.45 despite having a 7am call, good job we only live 5 mins wak from school



Anyway, todays little list

• check banks Done
• Lightspeed Surveys
• packed lunch for little one Done
• lunch at home for me - thinking soup (?)
• small local shop - jacket pots & chicken kiev (?) Done
• Sort craft room/boxes - make up a box of craft bits for my gorgeous niece's 2 little girls (who are equally gorgeous)
• quick hoover & dust lounge
• read library book
• little bit of knitting - must, must, must finish this gift
• make "birth" gift & card
• few comps Done a few
• Tidy son's room (he's 7)
• sort charity box - must find a box, stuff on kitchen table waiting to be taken to charity shop (probably find more)
• more filing and shredding - I WILL get uptodate (and keep on top of it) little bit
• more decluttering

Lots to do and my treat will be "Waking the Dead" and a foot soak and pedicure.


Happy Tuesday everyone xx

Bit of a fail on these yesterday but I did manage to spend a lovely couple of hours with a very special person who is going through a really tough time healthwise, it was good for both him and me to just to chat and catch up.

Todays plan

check banks
lightspeed surveys
comps
declutter (see OS thread)
Filing & shredding

Hope to achieve more, update later.

Happy "Hump" day everyone
Stitchy, hope you have a great Grandma day

complimentschemistry

Hey everyone, happy humpday! It's such a nice day out, and was planning to go for a walk in the sunshine (free exercise!) but I've pulled a muscle in my left calf and it's killing so gonna have to rest it today but hope it'll be better tomorrow

Today I will:-

• Use my Costa points for a drink today when I meet my Mum for lunch
• Get used to my new contacts!
• LSD - Just need to buy lunch as got a free drink
• Free tea/water at work
• Snacks from home
• Change in pot for Sealed Pot Challenge
• Work hard!
• Sort out clothes for charity shop/eBay
• Send an e-card to my cousin for her 21st b'day
• Sort out collections for my spare TVs from Freecycle
• Check online banking

Hope you all have really great days! CC xx