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About to apply for Bankruptcy
Comments
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my problem with this bit is the house is still there with a mortgage payment due in few weeks, what should I do? Do I make the payments as norm or scrap it all as of now?Also with reagrds to living costs etc we are a bit confused on what to do. We have both temp moved in with our parents so don't have the usual bills but would hope to soon get somewhere each on our own at some point so what do we put in for the figures?0 -
On the template on make sense of cards do we just put outgoings for what we will be paying ie don't put on mortgage, debt payments etc.0
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technofish wrote: »my problem with this bit is the house is still there with a mortgage payment due in few weeks, what should I do? Do I make the payments as norm or scrap it all as of now?
If you are letting the house go, then cancel the payment and make sure you open a BR account that you get up and running with your new expenses and DD's etc. and don't use the old account.On the template on make sense of cards do we just put outgoings for what we will be paying ie don't put on mortgage, debt payments etc.
You put the outgoings as they would be after BR. No mortgage, no debt repayments.BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0 -
BR friendly accounts are Barclays Basic (debit card but no online banking) and Co-Op Cashminder (debit card and online banking)
Regarding household bills etc. Just put down an inclusive monthly 'rental including bills' price as you would if you were renting a room privately.When I joined, I needed a name. The forum members gave one to me...I am INAN
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt0 -
ok thanks, if any more questions arise i'll report back0
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well, got my appointment with CAB tomorrow and am trying to pull the info together. I'm struggling to get a few of the account numbers of some of the debts showing on my credit file, will this be a MAJOR issue with them as they say on form need them all?0
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technofish wrote: »well, got my appointment with CAB tomorrow and am trying to pull the info together. I'm struggling to get a few of the account numbers of some of the debts showing on my credit file, will this be a MAJOR issue with them as they say on form need them all?
should be ok long as you know the company & a rough idea of what you owe..We all die. The goal isn't to live forever, the goal is to create something that will0 -
ok, thanks
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