Car Finance?

Kate._3

Hi, I started a thread earlier outlining problems I have been having through my own stupidity. I now need to know if I can get car finance. I have just checked my credit report and my score is 550 I do not have any CCJ's or late payments although i do have a default. I don't want to apply for loans as this will reduce my credit score even more. Any advice would be greatly appreciated.

forgotmyname

Yes you can get finance but at what rate??? You may end up with one of those companies that will lend
to anyone with a wageslip or a homeowner.

Paying through the nose for a clapped out banger?

Kate._3

Yep, that's my main problem, but my job is dependent on me having a car, so I'm at a loss if I do but even more if I don't.

Like I say, my score came back at 550, which is just a number to me. I'm interested to know If anyone has had a similar check and found a similar score, but still got finance, maybe even at a somewhat acceptable rate...

Gordon_Hose

As I have already said, the "credit score" is worthless as all lenders have their own criteria for scoring you.

Google "bad credit car finance". But if you go down the finance route, don't accept any offers from companies that require you to pay an "admin" fee.