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Advice re. Paypal please

Hi Folks

I paid for an item through Paypal costing £157.
The following morning I received this email:

This email confirms that ***Seller***has refused the
157.00 GBP you sent for
an auction item and no money has been transferred
from your PayPal account.

NOTE: If you used your bank account for this
transaction, the money has
already been requested and WILL be transferred
from your bank account to
your PayPal account. If you funded this payment
with a credit card, we have
credited the amount back to your card.

I use my Switch debit card for Paypal and on checking my Paypal account 4 transactions have occured:

Transfer To Credit Card -£157.00 GBP 22 Feb. 2005 Completed
Refused Payment From **** £157.00 GBP 22 Feb. 2005 Completed
Payment To **** -£157.00 GBP 21 Feb. 2005 Refused
Transfer From Credit Card £157.00 GBP 21 Feb. 2005 Completed

I have checked my bank account tonight and £157 has been debited from my account.

So where is my money?

Help!!!

Crescendo

PS And who the hell is Tom Fitzgerald? (Below)

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