CRA - No info

SCO

I applied to the credit reference agency's for my info Experian and Call Credit sent them and have all relevant data however just got Equifax file and is says "we have no data for you at this address". Checked the name and address all fine only thing i can see is the postcode has no gap between the first and second part. Anyone had anything similar?

chexum

The only time I have seen such a thing was when I applied for my credit report too quickly (4-6 weeks) after moving, i.e. before the credit accounts had a chance to report updates. This suggests the credit report request itself is not trusted, or not at first to add the linked address.

I don't think the spaces in the postcode can have any meaning, it's unambigous.

Spaces/commas before the street name can be interpreted very differently though:

10 b high street (instead of 10 b, high street) can mean flat b, number 10, high street, which is considered different from house/number 10b, high street.

Did you move within the past two months and have you given at least 4-6 weeks for your bank(s) to update your credit file?

Does your address contain anything but a house number?

SCO

chexum wrote: »

The only time I have seen such a thing was when I applied for my credit report too quickly (4-6 weeks) after moving, i.e. before the credit accounts had a chance to report updates. This suggests the credit report request itself is not trusted, or not at first to add the linked address.

I don't think the spaces in the postcode can have any meaning, it's unambigous.

Spaces/commas before the street name can be interpreted very differently though:

10 b high street (instead of 10 b, high street) can mean flat b, number 10, high street, which is considered different from house/number 10b, high street.

Did you move within the past two months and have you given at least 4-6 weeks for your bank(s) to update your credit file?

Does your address contain anything but a house number?

No not moved in the last 2 months, its a house name, no number. They sent me a letter to send documents to prove my identity, was after i done that i recieved the no info report.