We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
M&S credit card
clivejohnson
Posts: 244 Forumite
in Credit cards
This is a pointer for those of you, like myself, who have applied for the above, and have been declined....
My story started last week, when i orginally applied, as i want to buy a PC with it and take advantage of the 15 month 0% finace they are currently offering, as I want to buy an iMac with it.
Fast forward to today, and my recipt of the letter confirming that my application had been declined. The first thing I noticed what the had the first and second lines of my address completely wrong. so, I rang them to get them to reconsider my application, only to find that not only had they got my addres qwrong, they had my D.O.B wrong as well!:eek:so after putting me on hold for a minute, they reviewed everything and they reversed their original decision, and i have now been accepted!:T:rotfl::):j
now, I know all of you are finacually savvy,m so forgive me if I sound patronising, but the moral of the story here is don't take M&S at face falue if you have been declined. call them up, ask for a reconsideration. YOu might be nicley surprised, as I was!:j:j:j:j
Clive
My story started last week, when i orginally applied, as i want to buy a PC with it and take advantage of the 15 month 0% finace they are currently offering, as I want to buy an iMac with it.
Fast forward to today, and my recipt of the letter confirming that my application had been declined. The first thing I noticed what the had the first and second lines of my address completely wrong. so, I rang them to get them to reconsider my application, only to find that not only had they got my addres qwrong, they had my D.O.B wrong as well!:eek:so after putting me on hold for a minute, they reviewed everything and they reversed their original decision, and i have now been accepted!:T:rotfl::):j
now, I know all of you are finacually savvy,m so forgive me if I sound patronising, but the moral of the story here is don't take M&S at face falue if you have been declined. call them up, ask for a reconsideration. YOu might be nicley surprised, as I was!:j:j:j:j
Clive
0
Comments
-
clivejohnson wrote: »The first thing I noticed what the had the first and second lines of my address completely wrong. so, I rang them to get them to reconsider my application, only to find that not only had they got my addres qwrong, they had my D.O.B wrong as well!:eek:so after putting me on hold for a minute, they reviewed everything and they reversed their original decision, and i have now been accepted!:T:rotfl::):j
How did you manage to get the letter if the address was wrong?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards