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Cougar Financial and Capital One - Debt passed on to DCA - help please

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  • I am still paying Capital One as I want to clear this and at the current rate I will have in less than 24 months (debt at the moment is around £7.5K). I already been down the route of a F&F thanks to an offer of a family member and was rejected even though I offered nothing silly.

    To be honest, the only reason I did the CCA in the first place was to ensure they won't start any legal proceedings, i.e. CCJ as I was and have done so on time in a payment arrangement.

    I am not trying to run away from this, I spend the money so I will pay it back :)
    LBM 11/2009 Total Debts 11/2009 £44624 with DFD 2015 :(
    Debt Free Date: 14/11/2012 :j:j:j
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