Strutural Survey (per mortgage request)

smcqis

I have been informed he is a chartered structural engineer and does these daily for lenders

kingstreet

GuidoT wrote: »

Ignoring the valuation report, two main types of Survey. I am sure you know this, but people get confused about it.

1. Homebuyer
2. Building Survey (used to be called the Structural Survey)

The surveyor that does the Building Survey has a good handle on many aspects of construction, but he does not usually have detailed knowledge regarding structural matters. A surveyor would normally be able to spot a structural defect but may not know about how to resolve it or its wider impact.

In answer to your question there is no one right approach, if depends on the extent of the problem, the lenders request and which initially survey you have requested. If you have purchased a Homebuyer's reports and it highlight a structural problem, then you could go direct to a structural engineers report. In this case I would not then get a Building Survey undertaken as it is likely that that will request a structural engineers report too.

If you have a Building Survey undertaken and that says you need a structural engineers then nothing wrong with obtaining one, although it is starting to get expensive for a prospective purchaser if the purchase does not complete.

I hope that answers your question kingstreet.

It does, thanks Guido.