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Which CC should I ditch?
Comments
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OK, i've done a '360' and am now seriously considering applying for the AMEX Nectar card for the simple reason that I hold a Nectar card already and points accrued via the CC automatically get transferred to the Nectar card and do not expire (whereas this isn't guaranteed for the AMEX rewards CC).
Now to my question:
I currently have 2 credit searches on my credit file in the last 6 months and 3 in the last one year: one for a Halifax Clarity CC accepted in July 2010; Barclaycard plat CC accepted this Jan and a Halifax Rewards current acct accepted this March.
How long should I leave it before applying for the AMEX Nectar CC? I know there is no set rule in terms of no. of searches, but based on experience and perhaps inside knowledge, how long should I hold off for?0 -
I just got my answer: I applied and was approved for the AMEX Nectar CC. Happy days! :j0
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