We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Car insurance for the "unemployed"
Comments
-
CRuckley360 wrote: »Budget Insurance Warning:mad:
Hello, I was unemployed in February when my car insurance was due. Got a quote for £289.00. Told them I was unemployed, quote went up to £432.00. When I asked why it went up the guy said it was because unemployed people are more likely to make a fraudulant claim. I was very insulted by that remark.
This month got a job, called budget, Thursday, hung on the phone for 1hr, no reply, Friday 1hr.
Today 3rd April called Budget Insurance to let them know I was now employed, would be doing 6,000 miles a year, commuting, car kept by day in works car park, spoke to a guy called Ryan. He said I had to pay another £151.53. When I asked why he said I would be doing more mileage.
I argued that my first quote in February was £289, exact details and working so why was it now going to be £485. He just waffled on about I would be using the car more. Very reluctantly I paid up, I am not happy, I feel I have been ripped off.
Decided to go online and get and edit my original quote with the changes and guess what? The quote was including Legal Cover £369.
Called Budget back, spoke to a guy called Fernando, told him what had happened and that I wasn't happy. He said he didn't know why I would've been charged. He left me on hold while he went to talk to a supervisor, next thing I know the phone went dead, the time 4.05pm. Checked their opening times and they close at 4pm. How nice of him to just cut me off [IMG]file:///C:/Users/Corrinne/AppData/Local/Temp/moz-screenshot.png[/IMG][IMG]file:///C:/Users/Corrinne/AppData/Local/Temp/moz-screenshot-1.png[/IMG]:mad::mad::mad:.
I will attempt to contact them again tomorrow, just to say I will definately not be using this company again even if they have the cheapest quote.
Would love to hear from anyone else this has happened to.
I'd be tempted to make this post into a complaint letter as it certainly smacks of not treating the customer fairly to me0 -
bootjangler wrote: »What does "JSA" mean by the way?
It stands for Job Seekers Allowance.:heart2: Love isn't finding someone you can live with. It's finding someone you can't live without :heart2:0 -
You have to declare your estimated mileage to get cover, I'm a househusband but only doing about 4000 miles a year and paid £250 with breakdown insurance this year as against £180 last year. I'd keep your MOTs if there is any dispute but don't be tempted to tell any fibs as everything is probably accessible on the DVLA database. If they are prepared to sell your details to parking firms what's the chance they won't do the same for insurers?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards