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Car insurance for the "unemployed"

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  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Budget Insurance Warning:mad:

    Hello, I was unemployed in February when my car insurance was due. Got a quote for £289.00. Told them I was unemployed, quote went up to £432.00. When I asked why it went up the guy said it was because unemployed people are more likely to make a fraudulant claim. I was very insulted by that remark.

    This month got a job, called budget, Thursday, hung on the phone for 1hr, no reply, Friday 1hr.

    Today 3rd April called Budget Insurance to let them know I was now employed, would be doing 6,000 miles a year, commuting, car kept by day in works car park, spoke to a guy called Ryan. He said I had to pay another £151.53. When I asked why he said I would be doing more mileage.

    I argued that my first quote in February was £289, exact details and working so why was it now going to be £485. He just waffled on about I would be using the car more. Very reluctantly I paid up, I am not happy, I feel I have been ripped off.

    Decided to go online and get and edit my original quote with the changes and guess what? The quote was including Legal Cover £369.

    Called Budget back, spoke to a guy called Fernando, told him what had happened and that I wasn't happy. He said he didn't know why I would've been charged. He left me on hold while he went to talk to a supervisor, next thing I know the phone went dead, the time 4.05pm. Checked their opening times and they close at 4pm. How nice of him to just cut me off [IMG]file:///C:/Users/Corrinne/AppData/Local/Temp/moz-screenshot.png[/IMG][IMG]file:///C:/Users/Corrinne/AppData/Local/Temp/moz-screenshot-1.png[/IMG]:mad::mad::mad:.

    I will attempt to contact them again tomorrow, just to say I will definately not be using this company again even if they have the cheapest quote.

    Would love to hear from anyone else this has happened to.

    I'd be tempted to make this post into a complaint letter as it certainly smacks of not treating the customer fairly to me
  • shelly
    shelly Posts: 6,394 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What does "JSA" mean by the way?

    It stands for Job Seekers Allowance.
    :heart2: Love isn't finding someone you can live with. It's finding someone you can't live without :heart2:
  • talksr
    talksr Posts: 296 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    vaio wrote: »
    I'd be tempted to make this post into a complaint letter as it certainly smacks of not treating the customer fairly to me

    Extreemly insulting. What a cheek. :mad:
  • You have to declare your estimated mileage to get cover, I'm a househusband but only doing about 4000 miles a year and paid £250 with breakdown insurance this year as against £180 last year. I'd keep your MOTs if there is any dispute but don't be tempted to tell any fibs as everything is probably accessible on the DVLA database. If they are prepared to sell your details to parking firms what's the chance they won't do the same for insurers?
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