aviva car insurance no claims (warning)

micmac22

Hi all, thanks to this site saved some monies on my renewal this year from swinton £840 to aviva £471, filled out form online, paid for policy,got pdf from aviva with new insurance policy.... This is where i noticed a grey area aviva no claims state upto 5 years no claims. Rang customer services straight away and asked them what this means at renewal time next year as i have 8 years no claims at present, Told my renewal will show 5 years no claims next year as this is all aviva need for maximun no claims. So what happens when i ring round for other quotes again told you will have 5 years no claims.... This means that i would lose 4 years worth of no claims.... Not good cancelled policy there and then ended up with tesco £564 not as good but i keep my no claims and a lot cheeper than swinton.
Hope this helps also keep an eye on how many crashes you can have and in what time scale as they are different with some companies.

DCFC79

I was going to go with aviva due to the price being pretty good but on checking the bit about the no claims i also noticed same as you, luckily i was still able to cancel it as i had only purchased it a few days before. I managed to get a quote albeit a little bit more but still a good price which took into account my number of no caims i have

Sally_A

Keep your Swinton's renewal notice, or a copy safe, if the original has gone to Aviva.

You would then be able to prove 8 years in 2011, no claims with Aviva (hopefully) albeit the max they show is 5 years, which hopefully any underwriter with a modicum of sense could see you have 9 years ncb in 2012.

adamc260

Aviva can write a letter confirming that you came to them with X amount of years but they only recognise X as their maximum.