Does not signing a credit agreement at home make a difference

zppp

mo786uk wrote: »

Yes there are, if you have face to face communication and you are off trade premises.

More info here:
http://www.netlawman.co.uk/info/cancelling-credit-agreement.php

The order that they give you forms is important. You should be given pre contratc information to start with and then you get back a copy of the signed agreement from the business. You cancellation period starts after this I believe.


If the contract was made in the last 7 days then you will probably have cancellation rights udner the Cancelaltion of contracts mad ein a consuemrs home or place of work 2008 regulations.

The Consumer Credit Directive is now in force and now gives 14 days;

http://www.which.co.uk/news/2011/02/new-14-day-rule-to-cancel-credit-agreements-243758/

Further details can be found here;

http://www.which.co.uk/consumer-rights/buying-services/how-to-cancel-a-contract/your-rights/

ExTesco

wow thanks guys for all your contributions. I signed this a year ago and have had some financial problems. I was just trying to see if this could be offloaded, but it can't so I will have to continue to pay it.

Thanks again. "thanks" clicked for all contributors