Lloyds Classic Vantage stopping 4%

Biggles

K_P83 wrote: »

Alternatively, ditch TSB & switch (keyword: Switch) to Santander. Bag their £100 joining bonus by meeting the criteria & receive 5% on their preferred current account.

Of course, you don't have to ditch Lloyds.

All Santander need is a current account transfer. A Vantage is a current account. Make up a couple of SOs (paid to yourself if need be), ring up a firm you pay by DD and ask them to transfer to your Vantage account, then take up Santander's offer.

It worked fine for me and I found customer service in Santander's branch very good and extermely helpful.

Nine_Lives

Biggles wrote: »

Of course, you don't have to ditch Lloyds.

All Santander need is a current account transfer. A Vantage is a current account. Make up a couple of SOs (paid to yourself if need be), ring up a firm you pay by DD and ask them to transfer to your Vantage account, then take up Santander's offer.

It worked fine for me and I found customer service in Santander's branch very good and extermely helpful.

That's exactly what i was saying.

I would expect the individual to look into it & realise they can't ditch TSB at the start. If i was spelling it out i should've probably put the term "ditch" at the end of the sentence to avoid confusion. I wouldn't expect someone to ditch them at the start, as then they'd have nothing to switch from (unless using a different CA)

Biggles

K_P83 wrote: »

That's exactly what i was saying.

I would expect the individual to look into it & realise they can't ditch TSB at the start. If i was spelling it out i should've probably put the term "ditch" at the end of the sentence to avoid confusion. I wouldn't expect someone to ditch them at the start, as then they'd have nothing to switch from (unless using a different CA)

What I was meaning was I still continue to use my Lloyds Classic as my main current account, but used the Vantage a/c (which wouldn't normally have had any SOs or DDs and didn't even have a cheque book) purely for the purposes of the transfer. But, in fact, though Santander connect with Lloyds to transfer SOs & DDs, neither side closes the account, so I still have my Vantage account too.

kar999

I did exactly the same with the £200 Coop offer. Switched one of my vantage a/cs with just 2 standing orders and lesft the account open. I later resurected the Vantage a/c and set up new S/O so business as usual +£200 (albeit in 4 months from opening) from the Coop!

donnydl

Anyone heard about the bands changing again?

10_66

donnydl wrote: »

Anyone heard about the bands changing again?

Nope.
.......

MoneySaverLog

No, what are they changing to then?

donnydl

Had call this morning from them wanting me to go for review, only opened in Dec! Explained did not want to as they would only try and "upgrade" me to a pay account or sell me something. He said no yada yada then say very quickly they were dropping it to £3k then didn't say anymore. But also suggested something about another vantage, I already have 3. So I said u can only have three and shortly after by almost mutual consent the call was ended! I am not going in.

Try to phone main helpline couldn't get through. Phoned rates line was told they knew nothing but would only get told on the day. I asked whether I would get a letter as that's what I had been told on the call. She said unless local branch called in stead, surely they have to give written confirmation anyway?