Halifax are really starting to annoy me!

Loanranger

You wouldn't be paid cash in a regular job!

Bristol_Dancer

Loanranger wrote: »

You wouldn't be paid cash in a regular job!

This is going off on a tangent now...

Why not? Plenty of young people do jobs for nightclubs and the like where they are paid in cash.
You don't have to run your own business to be self employed.

And before it goes there: This discussion doesn't have to go down the "whether or not you are paying tax" route... It's got nothing to do with that.

opinions4u

Bristol_Dancer wrote: »

What's the difference with me paying in the cash I've taken at the end of the month once a month, and being paid monthly in cash for a regular job?

Not a lot. But they don't want business accounts and I'd guess less than 1% of wages are paid in cash these days.

My mum sometimes sends me money, she likes to put a reference to tell me what it's for. When I banked with Barclays, I used to see the references, with Halifax I don't.

So if your bank doesn't provide the service you want and you know an alternative that does, there is an option open to you.

Derivative

As said earlier, you're after a business account. I am surprised Halifax keep your account open.

Though I do have a few complaints myself about paperless statements - not only with Halifax but other banks too. I do not see why the banks cannot keep statements for a longer period of time or in fact indefinitely - they are after all, very small documents.