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Car insurance query

Hi everyone,

I have until now been driving on a policy as a named driver but now want to get my own car and policy. There have been two no fault claims on the policy and I was driving both times. Now then when I come to buying my policy will I have to say I have had two claims OR will the claims be by the policy holder (my mother)? Who was not driving. Do I have a 0 no claims bonus as never had my own policy?

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