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Help - Credit Card Problems
rattykay
Posts: 3 Newbie
in Credit cards
At the moment I'm in a right mess and would appreciate any help that I can get 
I currenty have £27,500 unsecured debt. I havent really defaulted on my payments just the odd couple and can just about afford the minimum payments but the trouble is i'm just not clearing the debt.
for example my hsbc card has 8,600 owing on it and i pay £245 a month off but it only cleard £5 of the balance.
I'm drowning in my own debt which i know is my fault.
The added complication is i'm a qualified accountant. i know i should know better but obviously if i get a CCJ or if i end up in an IVA or bankrupt i could lose my job.
Any advice would be great......:(
I currenty have £27,500 unsecured debt. I havent really defaulted on my payments just the odd couple and can just about afford the minimum payments but the trouble is i'm just not clearing the debt.
for example my hsbc card has 8,600 owing on it and i pay £245 a month off but it only cleard £5 of the balance.
I'm drowning in my own debt which i know is my fault.
The added complication is i'm a qualified accountant. i know i should know better but obviously if i get a CCJ or if i end up in an IVA or bankrupt i could lose my job.
Any advice would be great......:(
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