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life assurance

lizzydrippin
lizzydrippin Posts: 29 Forumite
in Insurance & life assurance
are there policies that cover for suicide
«1

Comments

  • Selden
    Selden Posts: 16 Forumite
    lizzydrippin wrote: »
    are there policies that cover for suicide

    Speak to these people - click here - they have the best policy on suicide.

    Most life insurance policies exclude suicide claims within, say, the first two years.
  • kingstreet
    kingstreet Posts: 39,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 March 2011 at 2:40PM
    Most policies exclude suicide for at least the first twelve months, sometimes longer.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • lizzydrippin
    lizzydrippin Posts: 29 Forumite
    which policy would be the best for suicide cover
  • lizzydrippin
    lizzydrippin Posts: 29 Forumite
    I ask this question because its always on my mind and I am afraid for my family and don't want to leave them in a mess, but I know one day it might happen. I need to protect them
  • dunstonh
    dunstonh Posts: 121,288 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Virtually all life assurance policies cover suicide unless you have a history or mental health issues.

    If it is on your mind at the moment that you are considering suicide then you should immediately contact someone for help.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • stephenni1971
    stephenni1971 Posts: 895 Forumite
    ******NOTE TO MODS******

    Data protection aside might it be worthwhile to forward the registered email address of the poster and a link to this post to a suitable agency and allow them to attempt to get in touch?
    I am a Financial Adviser specialising in Mortgages, Protection, Health and Medical Insurance. I also write wills. All information posted on this site is for discussion only, and should not be taken as advice.
  • claretmatt
    claretmatt Posts: 224 Forumite
    It sounds from reading your other posts that you having a tough time.

    If you are having issues with debt then please speak to Citizens Advice Bureau.

    If you are having trouble emotionally or are feeling suicidal then please speak to your doctor as soon as possible.

    Both of the above plus this board will help as much as possible.

    I am expressing my concern as my sister committed suicide, so understand the despair and also the sadness and sorrow that is left behind.
    I am a Chartered Financial Planner

    A    nything posted on this forum is for discussion purposes only. It should not be considered financial advice as different people have different needs.
  • lizzydrippin
    lizzydrippin Posts: 29 Forumite
    thankyou Clarematt, I am so sorry about your sister, My sister died 10yrs ago, I do understand the sorrow, I still feel it now.
    I just want to be sure I've got thongs covered sometimes I feel out of control, I didn't even feel like this when my sister died. Its different somehow I have no sense of self worth. I just feel I have screwed up big time. I am just a bit scared it may all get the better of me. so I need to make things right.. Thankyou..
  • lizzydrippin
    lizzydrippin Posts: 29 Forumite
    if possible I would still like to know who would provide the best life assurance cover including suicide cover etc thankyou
  • dunstonh
    dunstonh Posts: 121,288 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    lizzydrippin wrote: »
    if possible I would still like to know who would provide the best life assurance cover including suicide cover etc thankyou

    Virtually all of them.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
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