Post-Grad student, funds have run out but bills to pay!

Iorek

Hi,

Long time lurker, first time poster.

I'm a post graduate student who's funding has finished prematurely, but I still have bills to pay, most importantly a mortgage.

I'm looking into my options regarding my last 3/4 months of the course while I write up. I've approached my bank (barclays), but they could only offer a possible extension in my overdraft of £1000 charged at 8.9%.

I don't think I'm entitled to any benefits from the government as I am technically still a student.

Also remortgaging for extra money is probably out of the question as I don't want them to realise I don't have an income at the moment.

I have a partime job which will be finishing soon, this has been helping almost break even, but is interfering a great deal with my PhD.

Help! Can anybody offer any advice?

Thanks,

Iorek.

stuwilky

Is it possible to approach your institution about some part time teaching hours? (or another institution?)

Approach a bank for a Career Development Loan.

Speak to your mortgage company and ask if you can take a payment holiday for a few months (probably last option)

Can you take a break in your phd studies in order to work for a few months - most places are flexible in completion times for phd's due to the fact they want the research points!