We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Selling a house with no deeds?
Sheffield_Tiger
Posts: 48 Forumite
Hi
Found this reply to a similar question (probate property to sell, no deeds found anywhere) and just wanted to check that it was right (can't check LR site on a Sunday for some reason)
My late mother's house was bought by her in 2005 so going on the reply below, there are no deeds anyway but that doesn't matter?
Would make sense as my mother was a record-keeper so to not have something as important as deeds to the property would seem strange
"The first thing to check is whether the house is registered, on the Land Registry web site. If it is, this is the definitive record of ownership, so there will be no deeds. All properties will be registered if sold or mortgaged since 1990. Before that the registration system was phased in gradually since 1926, so depending where you are it may still be registered even if your mum had it much longer than that.
If it is not registered the deeds will most likely be in 1 of 3 places. Either with the most recent (or current) mortgage lender, or with your mother's solicitor, or the one who dealt with the last purchase, or with your mother's bank. Tracking the solicitor might be a problem, but you can contact the Law Society or Solicitor's Regulation Authority for help.
If the deeds cannot be found it is possible to register the property without them. Check the Land Registry web site for details.
Edit:
To clarify: The house is EITHER registered, in which case the Land Registry hold the definitive record of ownership and there are no deeds, OR it is not registered, in which case the record of ownership is the deeds, and the Land Registry will have no records at all."
Found this reply to a similar question (probate property to sell, no deeds found anywhere) and just wanted to check that it was right (can't check LR site on a Sunday for some reason)
My late mother's house was bought by her in 2005 so going on the reply below, there are no deeds anyway but that doesn't matter?
Would make sense as my mother was a record-keeper so to not have something as important as deeds to the property would seem strange
"The first thing to check is whether the house is registered, on the Land Registry web site. If it is, this is the definitive record of ownership, so there will be no deeds. All properties will be registered if sold or mortgaged since 1990. Before that the registration system was phased in gradually since 1926, so depending where you are it may still be registered even if your mum had it much longer than that.
If it is not registered the deeds will most likely be in 1 of 3 places. Either with the most recent (or current) mortgage lender, or with your mother's solicitor, or the one who dealt with the last purchase, or with your mother's bank. Tracking the solicitor might be a problem, but you can contact the Law Society or Solicitor's Regulation Authority for help.
If the deeds cannot be found it is possible to register the property without them. Check the Land Registry web site for details.
Edit:
To clarify: The house is EITHER registered, in which case the Land Registry hold the definitive record of ownership and there are no deeds, OR it is not registered, in which case the record of ownership is the deeds, and the Land Registry will have no records at all."
0
Comments
-
yout understanding is correct
if the house was purcased in 2005 then the definitive records of owenership will be held electronically by the land registry
assuming the house was originally registered with LR then the fact the paper deeds have been mislaid is irrelevant, if however the house was not registered then as you say the paper deeds are the proof of ownership
get on that website !0 -
2005 so the Land Registry will have the required records.
The LR site does not operate at weekends. Don't ask me why.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards