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Ex's bills in my name

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  • ovoreo
    ovoreo Posts: 149 Forumite
    bliss1966 wrote: »
    It just goes to show - how people you thought you knew can turn
    Agreed, but it makes us stronger (and in my case bitter unfortunately).

    I don't think there is anything you can do, I think your going to have to pay up. :-(
  • Unfortunately you have very few options here, you are going to have to pay the bills as they are in your name - give the companies a call and see if you can pay them back at an agreed rate that you can afford.

    As far as getting your ex to pay, if he is refusing to speak to you there is little that can be done - you would have to reply on him to honour the bills (which looks as though he won't), but do keep trying to contact him and try and reason with him to contribute.

    HTH

    D9
  • Hannah_10
    Hannah_10 Posts: 1,774 Forumite
    I wouldn't have thought you were at any risk from the law so don't worry about it. I think you may just have misread some of Culex's very dry humour there. Or perhaps I am wrong and Culex meant it. Wouldn't have thought so though.

    We've all made mistakes. Most people to one extent or another have made an error of judgment on someone elses character. Look on the bright side, the really bad mistakes get you killed. This is only money and can be sorted.

    It's probably not a vast amount of money either (although I might be wrong) as Sky and the mobile phone companies are getting a bit more trigger happy at cutting people off before they have chance to run up a huge bill.

    There isn't much you can do, you'll have to pay it yourself. I suggest paying it as quickly as you can afford to and having done with it but do make sure you cancel both of the contracts. Even if you have to pay a contract get out fee it'll be cheaper than what your ex will run up if you leave the contracts live.

    You could take him to court yourself and try to recover the money owed from him. You have a good chance of getting some persuasive documentation together too if you send a SAR to the companies involved as it should show that Sky was at his house and the mobile was in his posession and the bills were paid by him for the first x months. It depends if you want the bother though. http://www.thisismoney.co.uk/bargains-and-rip-offs/article.html?in_article_id=417663&in_page_id=5

    Contact the adult education department of your local council to find out if there are assertiveness courses in your area. Your tone is very down-trodden, it does a girl no good to talk about herself like that.
    I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
    (Ok, one of them is powerless, spiders can be nasty.)


    As of the last count I have cleared
    [STRIKE]23.16%[/STRIKE] 22.49% of my debt. :(
  • Culex
    Culex Posts: 776 Forumite
    bliss1966 wrote: »
    I did not obtain any goods or services by deception - I thought I was being helpful

    I understand that much - and therein lies the tragedy of it.

    But he may have obtained goods or services by deception and made you a willing or unwilling accomplice. Under the law, you could be tried and convicted as if you had committed the offence yourself but, if you testify against your former partner, you're likely either not to be charged or to receive a much reduced sentence.

    What effect that might have on your liability to pay those debts may be another matter.
  • Culex
    Culex Posts: 776 Forumite
    bliss1966 wrote: »
    It was Sky

    May God have mercy on your soul.
  • Culex
    Culex Posts: 776 Forumite
    Hannah_10 wrote: »
    I wouldn't have thought you were at any risk from the law so don't worry about it. I think you may just have misread some of Culex's very dry humour there. Or perhaps I am wrong and Culex meant it. Wouldn't have thought so though.

    I may have read too much into the case than was actually there; since Ms bliss has further elucidated the circumstances in question, it seems less likely that a crime had been committed.
    Contact the adult education department of your local council to find out if there are assertiveness courses in your area. Your tone is very down-trodden, it does a girl no good to talk about herself like that.

    Indeed - she shouldn't hurt herself.

    That's her partner's job. hanging.gif
  • Thank you all for your replies

    I will have to work out what to do somehow
  • ceejaydee23
    ceejaydee23 Posts: 434 Forumite
    Part of the Furniture Combo Breaker
    Bliss your not the only one that has "helped out a partner of the time" financially! I moved out of home when i was 19/20 and in a short time took out a loan to pay off my then fianc!'s bank charges, As i could only borrow a set amount at the time, i think we also got a lap top with the loan money, must admit that laptop was my saviour as i was pregnant too. the relationship broke down when our daughter was just 5 weeks old!

    I moved in with my parents for a while before i was rehomed in a council flat, I had no support from "him" and before long i met someone else, was what i now know a complete n utter !!!!!! control freak, and although i was doing my best trying to settle the old debts the new boyfriend made things worse! we got purchases through catalogues (a freezer) as on benefits, and when that relationship fell through, yet again I was picking the bill up!

    And to some extent I did the same thing with my partner now, with a car finance package, which after a while i then paid off with extending my personal loan! It saved a fortune in the interest! but it also ment we were still paying it off now. But stupidly once in the credit trap, it seems to grow! We have now had out LBM (lightbulb moment)which was in feb! We will be paying our first payment into a DMP on monday!

    I realise your problem isnt nearly as bad as mine, as well all payments were being taken in my name too, not someone elses.
    I'm sure things can be sorted easily enough x, just dont let yourself be bullied by these companies x
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