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Beware paying up front for RAC cover
I have just bought a new VW car which included 12 months RAC cover. I had paid 12 months cover in December which cost £89, not thinking I would be buying a new car I did not really pay attention when I was told that if I did cancel after 14 days I would not be able to get a refund, which means that I have paid £89 for three months cover! So if you are joining it is best to pay by DD or lose out on money as you cannot cancel. I have learned the hard way, just be aware of this.
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Comments
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Have you asked them if they would suspend your membership for a year?0
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No but I don't think that they do that any more.0
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It's an insurance, so it's worth a call to the FOS to test if this is a fair t&c, as it wouldn't be for some other insurances.
(Assuming you haven't made a claim)
Give them a call and report back
http://www.financial-ombudsman.org.uk/contact/index.html0 -
opinions4u wrote: »Have you asked them if they would suspend your membership for a year?
Would it be wise to confirm whether they do the suspension stuff or not?No but I don't think that they do that any more.0 -
I have just bought a new VW car which included 12 months RAC cover. I had paid 12 months cover in December which cost £89, not thinking I would be buying a new car I did not really pay attention when I was told that if I did cancel after 14 days I would not be able to get a refund, which means that I have paid £89 for three months cover! So if you are joining it is best to pay by DD or lose out on money as you cannot cancel. I have learned the hard way, just be aware of this.
Why is it worth paying on direct debit... its still a contract and the full amount being paid is due regardless of it being monthly or in one payment? =/0 -
maybe haggle the price down lower as you dont need the RAC cover on the new car?Censorship Reigns Supreme in Troll City...0
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Tell the VW dealer that you dont need this extra and see what else you can get instead.Be Alert..........Britain needs lerts.0
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Or simply read the paperwork.0
This discussion has been closed.
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