Help Please.

shortbread

What I think your not seeing is that she walked out 2 years ago, her choice as she didn't want the house............so Ive been here a couple of months, hardly reason for his ex to claim non payment of the mortgage for 2 years now is it?? She had ample opportunity to release herself from the property right way back in 2009, so no....Im not even willing to contemplate her perspective....sorry! We have redecorated the house from top to bottom and invested a lot of cash trying to keep my partner in his home, so selling is not something he's willing to do. She walked away from it so yes id expect her to pay towards the mortgage if she is expecting any financial return from it, especially as she seems to think the house is worth about 180k, she obviously isn't privvy to the fact the the economy is crashing!!!

Signing the house over and releasing her self from the 10k debt was a superb option back in 2009, but pure malice and greed made her ignore this, so now she decides she wants to spend thousands of pounds of the publics money getting legal aid to feed her desire for money.....Cant really see how thats fair.

I can feel compassion for anyone, but not when they are malicious and simply trying to cause destruction.....then actually no, Im just not feeling it for her. It should have been so easy, because if she wanted out, why did she wait 2 years and cost the govt thousands to suddenly pretend she wants out???

DVardysShadow

traineepensioner wrote: »

... I would imagine that she would be able to claim 2 years rent, from your partner, for using her share of the house

I would agree with this to a small extent. From the time OP moved in, the house has not been available for her to live in. I would say she is owed half the rental value of the property over this period. This is not to load more costs on OP's ex partner - it would only partially offset what she does owe

shortbread

End of the day, If someone is entitled to money then fair enough....I wouldn't deny her a share of the equity....but my point is that she had ample opportunity to gain something right from the get go.........It just cant be right that she can make such demands when there is only a few thousand in the house anyhow. Had she played fair she would have walked away not owing 5k to the joint loan. I truly wish that things could have been sorted out amicably.....but sadly greed has poisoned her.

Lance

Is she getting legal aid? If she is then any settlement would go towards paying the legal aid back I believe so she won't want a long fight.

paint

shortbread wrote: »

What I think your not seeing is that she walked out 2 years ago, her choice as she didn't want the house............

Whatever the cause of the breakup, one party had to leave the home as, presumably it was untenable for them to live together? Had your partner left, would you have expected him to contribute to the mortgage for a property his ex-girlfriend lived in, whilst also paying rent on a new home for himself?

Regardless of the accusations from both parties, and rights and wrongs of the past, if he wants a clean break the easiest way to achieve it is to sell up. Good luck.

shortbread

A clean break up should have happened 2 years ago when she had the chance but instead she has insisted getting Legal aid for the last 2 years spending thousands of the publics money just to cause grief....so regardless of whats right and wrong in separation, she hasnt played fair from the get go but now wants to reap the rewards at such a high cost to my partner.

If the house is sold it leave 3 of us homeless...........not a perfect scenario by any stretch of the imagination.

sonastin

shortbread wrote: »

Im not even willing to contemplate her perspective....sorry!

You have no way of beating her then.

If you put yourself in her shoes, you can work out the minimum that would be acceptable to her without causing undue grief to yourselves. See it through her eyes and you'll know exactly how much you can get away with. Without her perspective, you'll never find a middle ground and you'll lose more in the fight.

Yes she was foolish in not taking his offer but you can't turn back time.

shortbread

At the end of the day, he wants to keep the house because hes worked hard to get into it and had hoped it would always be something to leave behind for his kids.....her response " !!!! the kids, what about me" Nice to know she can see further than her own needs eh?

Its hard to be compassionate when faced with spite and greed.

HAMISH_MCTAVISH

shortbread wrote: »

At the end of the day, he wants to keep the house because hes worked hard to get into it and had hoped it would always be something to leave behind for his kids.....her response " !!!! the kids, what about me" Nice to know she can see further than her own needs eh?

Its hard to be compassionate when faced with spite and greed.

There's no point in worrying about it, just print the advice you've been given and speak to your solicitor to ask his opinion on those options first thing tomorrow.

Do let us know how you get on though, and good luck once again.

HAMISH_MCTAVISH

cjdavies wrote: »

For the mortgage I wouldn't be happy paying my share if I didn't live there and someone else moved in.

That's of no relevance.

When you sign a mortgage, you become liable for the debt. Whether you live in the house or not. Whether you rent somewhere else or not.