Sat 26th/Sun 27th March - What small things will you be doing today?

stitching_witch

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Gooooood morning everyone :wave: It looks like it's going to be a lovely day so sitting with a cup of tea and making plans!

It's the first Grand Prix of the season this weekend so I doubt I'll be able to prise DH off the sofa today (qualifying) and tomorrow (race) so my plans will have to work round him.


Today I have:

• ran DW overnight on Economy 7
• checked banking - looks like I might get to payday on Thursday without going OD for the first time in over a year! :j
• checked for surveys
• fed and watered the chickens

I will also:

• plant veggie seeds and pop them into greenhouse
• do a meal plan for next week - haven't been doing this then I come home to soup for dinner as DH says "I didn't know what you wanted" :mad:
• check April budget will be okay
• make bread
• email friend rather than dozens of texts
• clean out the chickens
• possibly go to allotment
• make another "corset belt" sample
• possibly do a bit to DGS's quilt
• meals from stores
• have an NSD
• go babysitting tonight - I don't ask for payment but invariably get given a tenner!!

That'll do me today, I'll post again tomorrow as I like to do two lists on the weekend. Have a great couple of days, stitchy x

determined_new_ms

Morning Stitchy - my fellow up-with-the-larks DFWer - morning everyone else who follows :hello: hope you are all full of the joys of spring


This weekend I intend/hope to or have:

• emailed ebuy seller to say the item wasn't as she described it (sold as a french connection dress but when it arrived it is a top!) and asked her to refund before I raise a dispute with paypal...
• got 2 bananas out of the freezer so I can make a cake while the oven is on making bagettes
• drop the student off at 9am :dance: although he is lovely its lovelier to get our home back!
• strip his bed & HC bedding at 30 & line dry
• all food from stores
• try for a NSD day?
• go collect bunk beds won yesterday & assemble
• go to body pump & for a run
• go for a nice long walk with oh
• do some portuguese practice (I struggle so much with languages! )
• plant some seeds - thanks stitchy!

ok a couple of months ago someone offered me the book Room - is that offer still available? If it is let me know the cost of postage & I will deposit it in your paypal account. Just trying the MSE way before I go ahead and buy it on Amazon!


ok that's all I can think of right now. Enjoy the next 2 days x

WelshWoofer

Morning ! I too am a lark! Just back from walking the dog, lots to do today and I was awake so thought I may as well get up.




So today...

• Go to have hair cut and coloured at 9am - budgeted for and well overdue done
• Greengrocers for cheap F&V done
• Mr T's for rest of shopping - armed with a list of course! done
• Take £20 cash out done
• Dust and hoover whole house done
• Clean bathrooms done
• Check bank done
• Text mum who's taking old uncle out for lunch for his 93rd b'day, she can show him the text - he's deaf so no good phoning him (have also sent a card) done
• Mark 1 set of books boring but necessary)
• Start thinking about observation lesson on Thursday
• Do one load of washing and dry naturally done
• Stay in tonight and watch movie
• Had a sneaky weigh in this morning and think I've now lost 10lbs:j

That's it for now - better get moving - have a good day

josiebabie

Morning all!

I am working this morning and so am up early. This is my w/e where DD is with her dad, I normally get a hell of a lot done on these weekends so we'll see what happens! Looks like a beautiful day so garden me thinks!

Listypops today:-
- [STRIKE]Checked banking[/STRIKE]
- Working over time (£90, 8am-2pm )
- [STRIKE]Finish my invoicing from yesterday (more bonus)[/STRIKE] Bonus currently stands at £879.18 if I choose to take the higher rate or £769.28 on the lower. Basically if I take the higher rate and don't make the end of year target they can cut my bonus. If I take the lower rate and DO hit the end of year target they will back pay me the remainder...?
- 1 x HC and hang on line
- Deliver ebay sale, she has paid petrol money
- Drive conservatively as petrol is soooooo expensive!
- [STRIKE]Clean car myself this afternoon :eek: have been considering taking it to hand car wash......[/STRIKE] Got my apprentice at work to do it, he's so sweeeeeeettt!!! LOL
- [STRIKE]Charge iPhone on work PC[/STRIKE]
- Avoid going out tonight, although it's my weekend off so might do.........lol
- [STRIKE]Update debt spreadsheet, didn't do this yesterday...[/STRIKE] Looking quite positive :T

Jx

Nottoobadyet

Good morning, folks.

stitchy a corset belt sounds very cool, what does it look like?
DNMS sounds like a great, fit weekend!
Welsh well done on the massive weight loss!

Unfortunately work drama did not get sorted yesterday, but I did rally my troops of two senior ladies who can fight my corner. Unfortunately I think the CEO may be in the other corner, so it will be a bit of a fight! I really feel very shafted by the whole thing, and really hope it works out before giving me even more grey hair!

My dad is here visiting and has been behaving himself so far, which is nice!

So this weekend:

• will try to entertain dad cheaply - parks, museums, free music at st pauls tomorrow
• teas from stores
• crochet as haven't for a few days
• the little organization I help has gotten their first ever grant off of something I wrote, :T:T:T so I need to make a few final revisions
• behave myself and not spend when out "doing" london!
• update CV as catharsis for work drama :rotfl:

Have a great one out in the sun, everybody!

brizzledfw

Morning SDFWthings team! Amazingly am posting early today! Rather than doing a summary of what I have done I am doing what I should do- a list of goals for the day:D

Today or perhaps this weekend I will:

- check banking ( money came in yesterday that is associated with work so very happy:D) have already set up a big overpayment to the mortgage which seems to be a good use of some of the cash, the MFiT-2 thread has kept me largely on the straight and narrow..been good to have a goal even if it probably unachievable

- get eggs from chickens..judging from the squawking we have 2 already, yippee

- allotment trip, have risked putting peas out under a cloche, so let's see whether they are gonna survive and water rest and get OH to dig over more of the patch we are reclaiming from brambles!

- go and buy leaving presents for 2 girls at work, will be perfumes but will try and see if any deals on and maybe use Boots points if I can

- try to keep grocery bill down. My weakness is maxing out on food purchases over weekends..think it's some kind of 'nurturing' instinct..providing for my family so they are weighed down with food during week when I am often way working ( but no more!:T)

- take up offer of pallets from lovely neighbour for building compost heap and maybe even a shed/ shelter for our allotment

- going to friends for eve this eve and tomorrow. WOW! And only need to take booze. So will be lovely cheap and very MSE of us

- kids doing loads of stuff this weekend, school stuff and other dance things so may do chicken from the freezer and use the SC so no fixed times for food we can just seize the time easily when they both pop up at the same time! Otherwise this weekend emphasis will be on me trying to chill and have fun..

Have a great weekend everyone..will pop in and update

Brizzle

DragonflyCandy

Happy weekend everyone!! and welshwoofer well done on the fantastic weight loss whats your secret??

this weekend im hopefully going to spend very little as im really trying to make my last £20 of the budget last till payday!

so my list is

check banking - site was down yesterday hope its working today
nip down lidls and get the little one yoghurts and juice,
tidy the house - its a disgrace again!!:mad:
washing done and hung on line
watch our free rental dvd
cancel 30 day free trial with lovefilm
and im going to try and get the enthusiasm to list clothes on ebay!

have a super weekend everyone :j

ixia

Morning everyone

well done on the weight loss Welsh Woofer!

Lovely day here so beds all stripped a load in and then I'll get the rest done and out on line to dry.

Today I will:
Budget for rest of week- 3 birthdays this week so need to be clever with money
do a meal plan- went shoppping last night and tried to cut back a bit so need to make dinners out of what I've got
Checked emails
checked banking
Tidy garden badly needs it

Have a good Saturday everyone

brizzledfw

BTW NTBY..hope work sorts itself out .. Maybe the Chief exec can be at least moved to the abstention corner instead;)

DNMS..do tell what your Day Zero budget is..was looking at your sig and wondering

Cheers

brizzle

pixiechick99

determined_new_ms wrote: »

Morning Stitchy - my fellow up-with-the-larks DFWer - morning everyone else who follows :hello: hope you are all full of the joys of spring

• got 2 bananas out of the freezer so I can make a cake while the oven is on making bagettes

Can you just freeze bananas whole? And do you just use them in a banana cake when defrosted? I have about 4 that are a bit too ripe for the girls to eat so didnt want to chuck them...will use 2 for a banana loaf.
Thanks chick:A

determined_new_ms

pixiechick99 wrote: »

[/LIST]
Can you just freeze bananas whole? And do you just use them in a banana cake when defrosted? I have about 4 that are a bit too ripe for the girls to eat so didnt want to chuck them...will use 2 for a banana loaf.
Thanks chick:A

yup freeze them whole with the skin on & then when you want to use just defrost! Also you can peel, chop & freeze in bag to put in smoothies if you have a maker

Pixie did you see my room question????

Totally forgot I am going to a clothes swapping event this arvo! Need to finish off my friend's cookbook birthday present as she is hosting, dig out some clothes (5 items) and will walk there for free excercise/not using fuel.

Better stop frittering my time on here!

Have just got a sample of soapnuts to give a bash - cost me 75p for postage
Welsh that's fantastic! Really really happy for you! x