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RAC Breakdown Cover

Hoping that someone can help me please...
I had RAC breakdown cover which was coming up for renewal hunted around and got a cheaper cover by almost £100.00.
I (wrongly) presumed that the cover would elapse and took the new cover out.
I received a letter from the RAC saying they can't take payment to renew my policy (expired card) but if I decide not to continue my membership they will need to charge the full cost of any services they've provided during the unpaid period of cover. This will be a minimum call out fee of £59.00.
I haven't used their services at all...??
Hope that someone can help me..
Thanks
Jo x

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