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CDS ltd sending bailiff for disputed debt

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Hi, a local company to me has sent an invoice of £4500 to me, they cannot explain exactly what it is for etc. I've telephoned numerous occasions to be told the woman I need is out, off today or at lunch. She will not return phone calls.

After a few weeks of this I thought leave it, if she wants the money she will call me back. Out of the blue then came a letter from CDS Ltd (Clear Debt Solutions Limited), they said they were collecting the debt for this company and the amount now owing is £7,413. I phoned and explained that the amount was in dispute to be told I have to pay it anyway. I then almost immediately received a letter from CDS Bailiffs saying that their Bailiff Mr Grant Roberts will be calling to remove goods. I phoned him and said he cannot remove goods without a court order to which he replied 'watch me'. I said to him I'm sure I'm right to which he replied 'get some advice, you'll see i'm right'

So following the mans advice I telephoned a solicitor who said he cannot do anything and the charges added were ridiculous and he just smiled and said if he comes phone the police. He also told me to get his Consumer Credit Licence number and report to OFT. I telephoned bailiff back and asked for CCL number to be told it has nothing to do with this, I don't need it. Can you not just give it to me I said to which he replied, 'look son, you don't need it, it has no bearing, I'll see you at the weekend to remove goods' and slammed the phone down.

I realise that he cannot legally remove goods and i'm told that the fees are too high, but i'm getting sick of the harrassment form constant phone calls telling me to pay it. I do not owe this mponey, they cannot prove it, yet insist on constantly demanding money and this obnoxious bailiff is calling tomorrow.

My wife is very upset and frightened and after an assault in her car a few years ago in her gets very scared of strangers. She is now terrified to stay in the house. She now wants to go stay with her parents all weekend in case this man comes around.

I ohoned OFT who said there was nothing they could do and just to report him for theft if he trys to take anything, but with his aggresive attitude and threatning undertones I am truly worried about an assault this weekend and it is wrong my wife feels she cannot stay in our own house. Is there anything I do to get them to leave me alone.

At the moment as I understand the law this debt is between myself and the local company and until an amount has been agreed or we have been to court then CDS cannot terrorise my family like this?
Help and advice appreciated.
Quick note, the bailiff is not registered but has given a Bailiff reg number on the letter he sent saying he is coming? NAybody know what this means?

Thanks
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Comments

  • just as an afterthought myself, the only solution I can see to this is a court appearance for a judge to decide the outcome in which case CDS will not be able to add their £2500 fees and then the original invoice will have to be proven, it is therefore in my interests for them to take me to court for this. Can I initiate the court action in this case although I am the one being asked for money? Or am I bale to claim for harrasment?
  • king100
    king100 Posts: 1,565 Forumite
    OK

    Have you spoken to this company that you allegedly owe £4500 for?

    What is the actual debt for?

    Is this a personal debt or is it a business debt?

    Do you own a business that a bailiff can walk straight into and levy on goods/stiock?

    Is he coming round to your house?

    If bailiff is coming round to your house make sure that you car is parked wel away and not on the drive, make sure all windows are shut and all doors closed and locked.

    Next step is never contact the bailiff by phone unless you can record the call. Everything must be in writing from now on.

    Personally I would head over to here
    I all have learnt is from others on many sites.
    Seek legal help if unsure.
    Dont pay Private Parking tickets - they are mere invoices.

    PRESS THANKS
    }
  • king100
    king100 Posts: 1,565 Forumite
    As for the bailiff not being registered I am guessing you checked online, this is not always accurate and your best bet is to contact

    HMCS Public register of certificated bailiffs 0207 210 0516

    Call and give the bailiff number over and they will let you know.
    I all have learnt is from others on many sites.
    Seek legal help if unsure.
    Dont pay Private Parking tickets - they are mere invoices.

    PRESS THANKS
    }
  • OK

    Have you spoken to this company that you allegedly owe £4500 for?
    Initially yes - they said they'd look into it for me and see I had received goods, they then made a point of saying I had to speak to the accounts lady who was never available

    What is the actual debt for?
    its for goods supposedly supplied to my company

    Is this a personal debt or is it a business debt?
    Business Debt, but sole trader so same really isn't it?

    Do you own a business that a bailiff can walk straight into and levy on goods/stiock?
    No, i operate from home

    Is he coming round to your house?
    Yes

    If bailiff is coming round to your house make sure that you car is parked wel away and not on the drive, make sure all windows are shut and all doors closed and locked.
    OK
  • Oh, and I rang that number yesterday and he is not registered.
  • king100
    king100 Posts: 1,565 Forumite
    Oh, and I rang that number yesterday and he is not registered.

    Ohhhhhhhhh, right now I dont know what to do now.

    Never come across this.

    Will get on the case and get someone over here.

    I will PM you as well.
    I all have learnt is from others on many sites.
    Seek legal help if unsure.
    Dont pay Private Parking tickets - they are mere invoices.

    PRESS THANKS
    }
  • Thanks very much. help greatly appreciated.
  • as an update in todays post, my case has been passed to Leighton croft and Partners (a trading style of Clear Debt Solutions) who after seeing the evidence have reached the conclusion that I have received money from their client by fraudlent means. Because of this grave deception we are now........(wait for it?? see what legal course they are going to take??.......)........... ....preparing a detailed report to be sent to BBC's Rogue Traders.

    The only way of stopping this now is to pay the full amount immediately.


    I don't know wether to laugh or cry at this latest one! This is taking time now and money I can ill afford - is there no way I can attack them back??

    Thanks
  • king100
    king100 Posts: 1,565 Forumite
    as an update in todays post, my case has been passed to Leighton croft and Partners (a trading style of Clear Debt Solutions) who after seeing the evidence have reached the conclusion that I have received money from their client by fraudlent means. Because of this grave deception we are now........(wait for it?? see what legal course they are going to take??.......)........... ....preparing a detailed report to be sent to BBC's Rogue Traders.

    The only way of stopping this now is to pay the full amount immediately.


    I don't know wether to laugh or cry at this latest one! This is taking time now and money I can ill afford - is there no way I can attack them back??

    Thanks

    Sorry does that mean that they are going to report you to BBC Rogue Traders?

    Can you embelish on how you got these funds by fradlent means?
    I all have learnt is from others on many sites.
    Seek legal help if unsure.
    Dont pay Private Parking tickets - they are mere invoices.

    PRESS THANKS
    }
  • pelirocco
    pelirocco Posts: 8,275 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    king100 wrote: »
    OK

    Have you spoken to this company that you allegedly owe £4500 for?

    What is the actual debt for?

    Is this a personal debt or is it a business debt?

    Do you own a business that a bailiff can walk straight into and levy on goods/stiock?

    Is he coming round to your house?

    If bailiff is coming round to your house make sure that you car is parked wel away and not on the drive, make sure all windows are shut and all doors closed and locked.

    Next step is never contact the bailiff by phone unless you can record the call. Everything must be in writing from now on.

    Personally I would head over to here



    Surely only a court can appoint a bailiff?
    Vuja De - the feeling you'll be here later
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