Offer accepted, mortage in progress...what next?

kford224

smcqis wrote: »

Kford, did your solicitor inform you that they received these and whats the next step with them. Did they tell you what the draft contract basically said, did you have to meet with them?

Yes I have been emailing them almost daily to check the progress on things. They have said that the next step will be giving the deposit to them ready to hand over on exchange. When we got the deeds and draft contract through, they explained what needed signing and sending back and also what queries they had raised with the sellers solicitors

They are based up in Cheshire and we are in Hampshire, so the only correspondance has been via email and post.

sonastin

smcqis wrote: »

This is our current situation…we got our offer accepted at start of week, we have applied for mortgage, survey is being done this week by mortgage company. We have let the EA know who our solicitor is and the EA has informed us who the vendors solicitor is. EA also gave us a completion date in 8 and half weeks time.

I haven’t yet met with my solicitor to discuss anything and wasn’t really sure what the next step was. From what I gather the EA was getting the relevant stuff sent to my solicitor, do I need to inform my solicitor of anything?

I ideally would like to comfirm whats included in the sale, all we are concerned about is anything attached to house, eg build in cooker and built in fridge freezer, carpets and possibly blinds but nothing else really. I had asked the EA at time of offer what was included but he responded it would be sorted at solicitor stage.

Im mindful of doing a lot of anything else until my mortgage is agreed (fingers crossed). Any advice on what I should be doing? Do I need a meeting with my solicitor? I did tell hi m that if he needed me to call in let me know or give me a call.

I would call the solicitor and have exactly this conversation with him: this is what I've done so far, this is what the EA tells me he is doing, do you need me to do anything more and what happens next. He can tell you when/if he wants a meeting, what he's received from the EA and mortgage co, what he needs you to send him, etc.

smcqis

Thank you this is very helpful, i will contact them on Monday to see whats the latest and what i need to do. How long should the results of mortgage survey get filtered to us?

Also if we are planning a homebuyers survey, when do we need to start thinking about this? When/if we get mortgage agreed?

kford224

smcqis wrote: »

Also if we are planning a homebuyers survey, when do we need to start thinking about this? When/if we get mortgage agreed?

I would wait and see what comes back from the mortgage survey (once you get the offer through) so you know if anything needs following up. We got a £2000 retention pending inspection and any fixing of timber and damp in the property so knew this was something that would need covering in the survey we arrange