Friday 25th March - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning, morning - woop woop it's Friday at last
And another lovely blue sky to wake up to today, what a lovely day
Ok, nothing exciting for me - off to work and then to do my grocery shopping after.
So - time for my list. Hope you all have a fab Friday and are as excited as I am that the weekend's here:beer:

• check banking
• check onepoll
• packed lunch for dd2
• lunch at home for me
• free cuppas at work
• heating off
• meal from plan tonight - quesadillas and wedges
• get washing on later
• food shopping with my list
• put petrol in while at T's, get clubcard points
• Uni reading (if I have the energy tonight)

Ok, that's my lot - have a good day

determined_new_ms

cor blimmey gov'ner! We nearly had a double thread situation going on there!

Morning pixie :wave: & morning everyone who follows :wave: and :dance: to the Friday feeling (altho I am feeling a little delicate after going out last night so it may take me a while to be fully up for it, but up for it I will be!)

• [STRIKE]check banking[/STRIKE] (I'm so amazed when ppl don't know what's in their bank or paycheque these days)
• [STRIKE]do VSP & update sig [/STRIKE]:D
• [STRIKE]go collect my car[/STRIKE]
• w[STRIKE]ork hard, despite how I feel![/STRIKE]
• go for a run or boby pump this evening
• [STRIKE]win the bunk beds I'm bidding for on ebay[/STRIKE] - so we can have maximum students over the summer won
• [STRIKE]check onepoll[/STRIKE]
• [STRIKE]find phone after work have lost it since Wed[/STRIKE]
• [STRIKE]update spending diary[/STRIKE]

ok that'll do me happy happy happy Friday everyone x (p.s stitchy :dance: and I'd better get on with my ordering! x)

Tiggy10

Morning every one!

- checked bank
- checked ebay, have 5 items ending tonight.
- ordered some high street vouchers a a prezzie for my mum for mothers day as she has been complaining she has no clothes for her holiday coming up! (doesnt sound DFW but i already had some vouchers from surveys, just looks like a bigger prezzie )
-breakfast from home
-take lunch to placement
- lift share
- hopefully go for a run later, signed my self up for Race for Life in a few months so I should get training!
- go to a friends birthday and try to stay below £10 as its all thats left from the weekly budget.

Have a good day all!

stitching_witch

Good morning peoples! I'm trying to be up for it this morning. It's sunny outside and I'd love to spend the day at the allotment but work beckons. I hope the weekend weather will be good too.

So far today:

• checked banking
• checked for surveys
• made lunch to take to work
• fed and watered the chickens
• had a HM granola bar for breakfast - means I won't stop in the bakery on the way in to work

I will also:

• do an hour overtime each side of the working day
• charge mobile at work
• free drinks at work
• do a half hour walk at lunch time
• read for the other half hour
• start working on my business plan tonight
• possibly do some stitching if I'm not too tired
• update my signature with the NSDs this month
• all meals from stores
• not an NSD but only small bits to get

Hope everyone has a good day and is looking forward to the weekend.

stitchy x

Nottoobadyet

Good morning all!

Well things aren't so happy in NBTY land - I finally got hold of the HR lady yesterday and it sounds like that department is trying to sell me up river :mad: I'm supposed to leave the country in only a few weeks, and they suddenly think my pay package should be reconsidered. I couldn't possibly have waited this long to prepare, so I'm in a terrible bargaining position as I'm already half out the door. Its outrageous - they've told me again and again that it was just an administrative delay, not that anything is in doubt. I am livid, and am considering my best course of action. I need to pull in my advocates, but will try not to burn too many bridges.

Anyway, on the bright side my dad's visit is going very well so far so thats good. Today I:

• will walk to work
• leftovers for lunch at work
• drinks after work at the Gherkin - OH got us an invite
• probably dinner out so not so MSE
• send dad on free things to do - thinking the Wellcome Trust, the British Museum and of coruse the parks since its such a nice day
• fight my corner at the office!!!

Hope everybody has a good one and gets out to enjoy the sunshine!

bexs.ua

Hi everyone - its Friday at last :j:j:j

I'm off to work at lunchtime today, so this morning I'm going to catch up with some things at home. On todays list:

check internet banking
make DS dinner for school
write up ebay listings for furniture
turned heating off
get some washing on
dry on the line
tidy and clean!
Sparkle

Nothing too stressful today, have to go BnQ tonight to get some cement and sand so we can put the greenhouse up at the weekend :T

Hope everyone has a great day!

josiebabie

Morning all! :j:j:j:j

I am most definately up for it this morning! The sun is shining and I'm feeeelllingggg goooood!

My list:-
- [STRIKE]Checked banking[/STRIKE] - payday! whoop whoop!
- Pay bills....booo!
- Update debt spreadsheet
- Breakfast from stores
- Driven with speed limiter on at 65mph to conserve fuel
- HC ran over night on Eco7
- Tumble ran over night on Eco7
- Hung one HC on line this morning :T
- Invoice LOADS, going to hit and exceed my stretch target today. Just £1055 to do to meet the stretch and I have this easily. :j
- Sell a purge, think one opportunity
- Snacks and lunch from stores
- Try to eat healthily, though have a few yummy treats packed...
- Pick DD up from nursery then drop off at her dads
- Inspect diary for tomorrows jobs, hopefully not too busy...

Jx

Pernicious

Morning all,

Yay it's Friday! :dance: I am soooo ready for the weekend, yet again lol.

Picasso - No, all good on the iron front here, I did drink a lot before going so I don't think that's the problem - was told I need to lift some weights lol. My screen name is actually from a song I used to like, back when I was about 16! It's just stuck because it's always available & I don't have to start adding numbers afterwards
Pixie - Thanks for starting us off, your dinner once again sounds delightful!
Nottoobadyet - That's awful! Don't back down, I hope you manage to sort it out asap.


Today I have/will:-

• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Heating off for as long as possible [/STRIKE]
• [STRIKE]Make use of free coffee/water/milk [/STRIKE]
• [STRIKE]Charge phone at work [/STRIKE]
• [STRIKE]Log calories on free app [/STRIKE]
• [STRIKE]Log expenditure on free app - aiming for a LSD though - Mufti day at work so need to donate £1 to charity[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• Try to find £10 voucher!
• [STRIKE]Research wedding bits more & arrange where to meet friend tomorrow, we're going dress shopping yay![/STRIKE]
• [STRIKE]Check ebay[/STRIKE]
• Catch up on other threads
• Washing on eco setting
• Hang up to dry
• [STRIKE]Staying in tonight as I have no money to go out, lol.[/STRIKE]

Have a great, moneysaving day everyone x

La_escocesa

Hi everyone :wave:

Shhh, I'm working

Not much DFW business going on today but let me think…

• VSP transfer - adding up nicely
• Checked banking and shifted some funds
• Took out some £££ to last a couple of weeks
• Texted SIL to see if I can borrow the car
• Brought flask and water bottle to work - will fill up for the bus ride before I leave
• Printed off voucher for Ask - 2 meals for £10
• Took some of OH's change for my bus fare (had a case so justified bus ride y'see)
• Spend min cash while I'm waiting at Victoria station for an hour and a half :eek: I hear a coffee shop calling… :eek:

:beer:

Happy Friday y'all!

kevstanley

Morning all!

I haven't been posting on this daily thread for a few days, because I felt I was always posting the same things. BUT, turns out that those same daily things are a good reminder of what I'm doing, even if it's "only" the little stuff. Unfortunately, today's not the best MSE day for me, because I've already had the boiler man round - ouch! But there's a positive, even in that. I would once have panicked about where the money would come from to pay (and I would not have had a clue about whether there was enough in the bank), but this time I knew we were fine to cover it, and that was great.

So, on with the (predictable ) list:

• checked banking
• checked for/done a couple of surveys
• family sent to work and school with packed lunches - homemade soup for OH, sandwiches with h/made bread for the girls
• laundry out on the line
• dinner form stores/menu
• lunch on the rest of yesterday's soup for me
• am leaving the heating off altogether for now - realised when the boiler was out of action that we didn't miss the morning blast of heating at all!
• the rest of the day should be no spend (hope so!)
• tidy the house a bit in prep. for the weekend

Hope everyone has a good Friday

NTBY - really hope you sort out the thing with work - no wonder you're fuming!

Yargo1

Morning all.

sunny here but my fingers still feel so cold... dont understand why my hands and feet always cold!

checked online banking... 2nd job pay day but really low amount showing...have mailed them to let me know what they paying me for ..as they dont give u a wage slip until 2 months after normally !!! and i noticed i was short paid few hours back in january last week.grrr.

still i need the extra if i am ever gonna clear these bills...so worried about if we do get a sharp increase in interest rates... so ill carry on with it...

Have a good day all... and a good weekend

x