Lloyds TSB Classic Account

united66

Hi there.

Me and my partner have a child and have lived together for around 14 months now she has a Lloyds TSB classic account and I have a Halifax Easycash due to previous bad credit. Halifax have now moved towns and I want to combine our finances without having to open a fresh account. Would it be possible to add me to her account or would we have to go down the route of applying from scratch for a joint account? She doesn't have any credit history at all really, whereas I pay all the bills and mobile contracts, cable services etc as she is unemployed and looks after our child and I want us both to have access to my earnings etc.

If this is possible can someone explain how?

Thanks in advance.

sueeve

Not very knowledgeable, but I think if you link to partner with a joint account she will be affected by your poor credit rating.

blueberrypie

sueeve is correct. Linking your finances now would be a bad idea.

It would be far better for you to simply set up a standing order that pays part of your salary into her account each month.

united66

thanks for your concerns but you haven't answered my question?

stclair

I would not recommend you and your partner get a joint account. If you become financially associated then in effect you wll put an adverse effect on your partners credit file. I would just recommend you send money to your other half when required.

However to answer your main question you could be added to your other halfs account, but if they had any sense they would forget the idea.