We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
protected No Claims - Named Driver Question
DarkConvict
Posts: 6,347 Forumite
in Motoring
Hi all,
I have got my first car insurance, so have 0 years no claims bonus as such chose not to protect it, as I don't have any to protect.
My question is, if my named driver has an accident in the car, would they lose their own no claims bonus. My named driver is my mom, she has her own car and her own policy with 20+ years protected NCB.
If a named driver has an accident, is it only my policy that gets affected?
I've been goolgeing this alll morning, and unable to find an answer, to this specific question.
I have got my first car insurance, so have 0 years no claims bonus as such chose not to protect it, as I don't have any to protect.
My question is, if my named driver has an accident in the car, would they lose their own no claims bonus. My named driver is my mom, she has her own car and her own policy with 20+ years protected NCB.
If a named driver has an accident, is it only my policy that gets affected?
I've been goolgeing this alll morning, and unable to find an answer, to this specific question.
Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
0
Comments
-
The named driver is your policy. If they have an accident they would normally claim on your policy so you would lose any no claims bonus, not them. They would, of course, have to declare the accident to their own insurers, if any, which might put their own premium up, but they wouldn't lose their no claims bonus.
.
.
.
.
.
0 -
Thank you for the clarification, that is how i presumed it would work but wanted to be sure. Cheers.Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards