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Pre-paid cards?
mpc3
Posts: 17 Forumite
in Credit cards
I'm rebuilding my creidt history, and i've seen these cards.... how do they affect your credit score? has anyone used them and do they actually work!?
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Comments
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Most don't affect your credit file or improve your rating - one does, its the cashplus creditbuilder card - which costs £5 a month and you have to have it for 12 months for it to affect your file. So its a total cost of £60.
It should be the last resort for improving a credit file. Thread about it here - Need to rebuild a bad credit history? New ‘last resort’ option.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
The Cashplus card can help but like other commitments, it shouldn't be taken lightly as they will also leave bad as well as good marks on your credit history if you fail to keep up with it.
Being a fiver a month, some people on here have ignored the thing and come out of it worse that when they went in.
Good luck."We want the finest wines available to humanity, we want them here, and we want them now!"0 -
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