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Insurance for self employed - suggestions?
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avc_3
Posts: 7 Forumite
Hi there,
wondered if anyone had anyone can advise me on what insurance I should take out? I am self employed and have a mortgage and various commitments and i'm a bit concerned that if I am ill / have an accident I will not be able to pay.
Any advice would be appreciated.
Many thanks
Anna
wondered if anyone had anyone can advise me on what insurance I should take out? I am self employed and have a mortgage and various commitments and i'm a bit concerned that if I am ill / have an accident I will not be able to pay.
Any advice would be appreciated.
Many thanks
Anna
0
Comments
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permanent health insurance is the typical product you would use for income protection.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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Any suggestion as to who I should use?0
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avc wrote:Any suggestion as to who I should use?
it depends on the job you do, how long you can wait before payments begin, the level of cover you need, how long you need cover for etc etc.
there is no one contract that will suit everybody. It is also important to check a company's claims payment record, as well as their premiumsI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Its impossible to tell who you should use. Premiums change regularly, the level of cover and the options are different with the providers. You have budget plans (some are completely useless) and comprehensive plans.
We just cant tell who would come out best for you until proper research is done.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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