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saving £100,000 ten years to utopia !!
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Well here we go again overpayment of £400 made this month leaving the outstanding balance of my mortgage at £126,296.
Also my current share holdings are £13,271Original mortgage £158,000 over 25 years, end date 2036 :eek:
Predicted utopia date 2021 15 years early :beer:
Current mortgage £52,928
2016 Over-payments to date: £5000 :j
Total OPs since starting £79,8060 -
Here we go again over payment of £400 made now outstanding mortgage is £125,479.
Shares currently sitting at £13,818, double payment in August so should get closer to my target of £6000 as it seems a million miles off at the moment.Original mortgage £158,000 over 25 years, end date 2036 :eek:
Predicted utopia date 2021 15 years early :beer:
Current mortgage £52,928
2016 Over-payments to date: £5000 :j
Total OPs since starting £79,8060 -
Bang Bang another overpayment of £400 down leaving an outstanding mortgage of £124,646.
Shares are sitting at £13,601 bit of a hit on the share price this month. Amazing when you have a large number of shares the fluctuations can really chunk the holdings up or down.
Wow looking at the over payments to date I am now over £20,000 paid down!!Original mortgage £158,000 over 25 years, end date 2036 :eek:
Predicted utopia date 2021 15 years early :beer:
Current mortgage £52,928
2016 Over-payments to date: £5000 :j
Total OPs since starting £79,8060 -
Well its five oclock in the morning here and I cant sleep so what better time than to make a massive overpayment on my mortgage as its my free month with my double payment. £1300 big ones smacked down on the mortgage. Just spoke to the nice man at First Direct who seemed very chipper for five in the morning he let me know that the outstanding balance is £123,346 heading nicely toward another milestone of the under £120,000 mark.Original mortgage £158,000 over 25 years, end date 2036 :eek:
Predicted utopia date 2021 15 years early :beer:
Current mortgage £52,928
2016 Over-payments to date: £5000 :j
Total OPs since starting £79,8060 -
Not sure if this last post through or not?Original mortgage £158,000 over 25 years, end date 2036 :eek:
Predicted utopia date 2021 15 years early :beer:
Current mortgage £52,928
2016 Over-payments to date: £5000 :j
Total OPs since starting £79,8060 -
Yes it is and well done :jstreethack wrote: »Not sure if this last post through or not?A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Just check the share price which has increased a lot from last month current holdings now are £14,834!Original mortgage £158,000 over 25 years, end date 2036 :eek:
Predicted utopia date 2021 15 years early :beer:
Current mortgage £52,928
2016 Over-payments to date: £5000 :j
Total OPs since starting £79,8060 -
Oh you are doing really well. Tempted to sell the shares?0
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Hi tootallulah yeah there is always temptations with selling my shares unfortunately there are tax implications for selling outside certain holding period. I don't think ill touch them until the mortgage overpayment plan is in its tenth year.
Another overpayment this month of £400 leaving an outstanding balance of £122,524. Shares are now £14,571 the shares are really over the place month on month up and down even when buying more shares. I guess thats always the issue with shares.Original mortgage £158,000 over 25 years, end date 2036 :eek:
Predicted utopia date 2021 15 years early :beer:
Current mortgage £52,928
2016 Over-payments to date: £5000 :j
Total OPs since starting £79,8060 -
another overpayment on this chilly morning of £400 taking the outstanding mortgage balance to £121,697.
Shares taking a hammering at the moment current holdings are £13540Original mortgage £158,000 over 25 years, end date 2036 :eek:
Predicted utopia date 2021 15 years early :beer:
Current mortgage £52,928
2016 Over-payments to date: £5000 :j
Total OPs since starting £79,8060
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