Home insurance in flood postcode area

vectrex

I moved house last year and had to arrange home insurance on my new property very quickly. I was told that the postcode was comming up as flood risk zone (which suprised me as I couldnt se how it could be)...anyway... i managed to get the details of the current insurer and went with them (Halifax) as I needed the insurance that day!

I've now looked into the flood risk and see that the whole estate I moved to is on one postcode and one small region of the estate got flooded by a small stream that runs close by... it probably effected 6 or 7 houses.

I found out that alot of insures use information from the DEFRA site... on entering my postcode I can see the area effected and my house is a long way from it... my house is also halfway up a hill... so there is basically no chance of flooding from the stream.

I found this information :-

Whilst many insurers use the DEFRA information, others like More Than, have their own flood maps. These assess homes individually rather than post code areas. This means that if your existing insurer increases your
premium for flood risk and uses the DEFRA information, you may still be able to get a cheaper rate from an insurer using it's own flood data if its data identifies that your property is beyond the "at risk" zone.


My question is... does anyone have a list of the insurance companies that have their own flood maps?

The article mentions More Than, I'm with Halifax... so I guess thats two so far!