Tuesday 22nd March - What small DFW things will you be doing today?!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Morning everyone :wave: I hope you are all happy & up for what lies ahead of us! Sorry to beat you to it Pixie but I did wait, honest guv!

Ok today's list

• [STRIKE]quick shower[/STRIKE]
• [STRIKE]soup for lunch, porridge for brekkie & only fruit for snacks[/STRIKE]
• [STRIKE]check banking & did a transfer[/STRIKE]
• aim for a NSD
• leave purse at home to achieve this
• [STRIKE]leftover chicken curry for dinner[/STRIKE]
• I'm on pack-up patrol tonight....
• check for surveys
• go to BLT tonight
• [STRIKE]quick shower[/STRIKE]
• charge phones at work
• [STRIKE]sparkle, love work & be totally up for it - I hope you're all with me (that includes you stitchy!)[/STRIKE]

ok if I could manage a NSD and not eat any carp I would be estatic :T

mogchops

Good morning,

Thanks for starting the thread DNMS - good luck with the NSD and no carp eating!!!

Today:
- check online banking
- packed lunches all round
- 2 loads of washing about to go on line
- shopping after work & stick to list
- sort some paperwork
- tidy through before going to work
- sparkle!!!!!:D

Have a great day everyone x

pixiechick99

Hahaha DNMS you don't have to wait for me...I won't stamp my feet and wail if you start the thread:rotfl: I didnt wash my hair this morning so had an extra 10mins in bed:D

So, another day at work here - I like Tuesdays though...especially as I'm off tomorrow;) (Well, shhh officially it's college but think I'm giving myself an at-home study day:p)

Ok, here's my list for today:

• check banking - all looks ok
• check onepolll- awful new-look website is soooo slow:mad:
• packed lunch for dd2
• lunch at home for me - leftover risotto nomnom
• Carry on thinking of essay title...boo to having to write our own titles now:rotfl:
• meal from plan tonight - hm pizzas and wedges...using up salami and pepper that needs it
• heating off later...maybe on for an hour in the evening
• check ebay listings
• rest on sofa with Holby:T

Have a lovely day everyone:beer:

josiebabie

Morning all!! Using my time wisely today, sat outside DD's nursery posting! Lol
List:-
- HC run over night
- HC hung on line, dangerous as I'm out all day! Looks Ok tho
- Ran tumble over night
- lunch and snacks from home
- Joint of beef in SC. Nan gave me the beef so FOC!
- do surveys
- Try to claim voucher off VO
- checked banking
- work bloody hard!!!!£
- sell a purge
- ignore office politics
- sparkle! I am in a sparkley mood!!!

:-)
Jx

Tiggy10

Morning all,

today i will be aiming for a NSD:

-porridge for breakky
- lift share to placement
- do everything i need to on my todo list for placement today
- lunch from home - hm soup
- make a steak pie for dinner
- finish work that needs to be in uni tomorow! looks like its going to be a late one

Have a good day every1!

bexs.ua

Morning All! It's a lovely day here again, can't be bothered to go to work today so time to catch up with things at home...

On todays list of things to do:

[STRIKE]not very MSE but got to go the chiropractor at 9am[/STRIKE]:eek: skeletal abuse complete for another 5 weeks!
[STRIKE]check internet banking[/STRIKE] mmmm ok I suppose :rotfl:
[STRIKE]Put the seat cover and the boot cover back in the car to save me having to hoover the mud up[/STRIKE] :rotfl: looks like I'll have to hoover anyway the joys of working on a farm!
[STRIKE]go to the builders merchants for blocks to put my new greenhouse on (cheaper than bnq!!):D not sure my car will appreciate the weight in the back though[/STRIKE] :eek: car is mightily relieved, they are now being delivered :T
[STRIKE]Shopping today..... :eek: Mr T and L!dls to get the best value me thinks[/STRIKE] :T spent quite a bit in the £ shop in town...
heating is off
[STRIKE]washing is in at 30 and will be on the line[/STRIKE] all dry and ready to be ironed now :whistle:
have got a meeting at school at 315

I think thats it for today...... but I always find other random things I should have done :rotfl:

Hope you all have a great day

starnac

morning all. day off for me today so plan to spend it wisely although i could easily go back to bed. luckily DH had an early start so i had to get up to take DD to nursery

today i will

check banking
move money
post ebay parcel
buy stamps in suprdrg at 5% off
do NVQ work
sort out desk in study
put money in bank
update spreadsheet
buy more envelopes for posting eby stuff

i'm sure i had more stuff than that to do but that'll be okay for now

happy tuesday everyone

Erme

Sorry I've not been about for a few weeks. As you all know I was in hospital about 4 weeks ago so just trying to get back on track....However had a rebellion against the FL thread yesterday combined with a paranoia re windows operating system so ended up getting a macbook on hp - whoops...... Big time!!!

So that's another £1k added to my debt mountain (near enough)

However I'm away for a wee break (not had a break since the autumn) so when I come back serious selling of stuff..

DV today's (well this morning's) agenda is

*Check message boards - record today's PAD
* Go to P for new PJ's (have put on so much weight since AD's it's unreal but fortunately I had it to put on )
* On way back go to O2/V for mobile broadband dongle for weekend (could take IBM - it would be cheaper but then daren't risk local eejits breaking in and nabbing the macbook and it's the only thing of any value I really have - £25 v £1k - it's no competition really)
* Go to FF for 2 cartons of UHT milk (cos I won't drink THAT much milk before tomorrow lunch and it'll last)

* Lunch and carboot (pray I get organized in time - have usual)

* wee sleep (only got 5 hours last night) and then pack for tomorrow

No I am Notpaying a small fortune for the mac sleeve...I shall knit/crochet one cos I got a really nice knitted sleeve for the netbook so I figure I can do the same for the mac - might even felt it - you never know

E

elfen

Check bank - done
Check surveys
Aim for an NSD
Swim - already have the money on me
Research
Take books back

Yargo1

Morning all

Well was exhausted yesterday so was very bad..and took the afternoon off!!

But feeling refreshed and sparkly today!

Checked online banking... charging ipod ... at work...

Have a good day all..

should be a no spend day for me today..

Pernicious

Morning all,

Not started off very well today! I was up later then I wanted to be last night doing surveys on onepoll, usually very quick & easy & a quick few pence here & there which has now added up to nearly £17, but as Pixie said, the site is soooooo slow since they "updated" it *sighs*, & consequently I was up later then I wanted to be today so I had to take the car rather then cycle else I would have been late

Today I have/will:-

• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Heating off during working day [/STRIKE]
• [STRIKE]Make use of free coffee/water/milk [/STRIKE]
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Log calories on free app[/STRIKE]
• [STRIKE]Log expenditure on free app - aiming for a NSD though[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Check cashback - the big one WILL become payable soon, I swear![/STRIKE]
• Try to find £10 voucher!
• [STRIKE]Research wedding bits more[/STRIKE]
• [STRIKE]Check ebay[/STRIKE]
• Catch up on other threads
• [STRIKE]Try to drive conservatively [/STRIKE]
• [STRIKE]Catch up on yesterday's small things thread[/STRIKE]
• [STRIKE]Go for a run later - free exercise![/STRIKE]
• [STRIKE]Washing on quick wash[/STRIKE]
• [STRIKE]Hang up to dry[/STRIKE]

Have a great, moneysaving day everyone x